📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Getting the balance right

1394042444550

Comments

  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thanks KC, yes he is lovely, so I really want a special name for him 😉

  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Bruno for the song/hare?....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • elantan said:
    Any names suggested are welcome, hes a bit dusty just now, will sort him out at the weekend 
    As soon as read what you said above this came to my mind.

    Dusty Hare - Wikipedia
    If you go down to the woods today you better not go alone.
  • greent
    greent Posts: 10,801 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the hare! 💜 - all hares are called Hartley here (another if you know you know 🤣🤣 - I think you need to be of a certain age!)  I concede that it's not a very special name, though.

    Love the fact that the woodsman and jewellery person are a team and that you have independently purchased from both- that's one of life's lovely coincidences 😃
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :smiley:
    @greent it was very intriguing the connection between the two, I dare say artistic type people are attracted to each other ( I wish I was artistic) but the fact I had found them separately and the fact they are very different type of arts is definitely interesting. 


    I did a bit of overtime yesterday, will be putting the money towards house repairs, we have so much to still do to this house ( but like everyone else is no doubt finding)  it is costing an awful lot, and £75 a month isnt anywhere near enough to make any significant difference, I had taken on a much better paying second job previously, but since having covid I have not been well enough to do my second job, so I will slowly start doing overtime as I am able and slowly build my strength up to get back to my second job where I will earn more money. 

    Nothing else to report really, wages are due at the end of the week they are already spent, just waiting for them to arrive, Mr El has stuck to his budget which was a bit of a surprise will see how he manages next time. 
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    oh some of that message didnt go, I had said basically the Hare has no name at this time, I'm thinking he may land up not having one, or will be named something like " that bloody hare" after he has been tripped over a few times :smile::smile:
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the overtime. I'm with you on home maintenance costs but they make a big difference to the mental load once done.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Interesting about the hare - I have a few beautiful sculptures, including a semi-abstract cat of solid wood, and I don't name them.  They are what they are.

    Sorry to hear you're not up to full stretch yet after the covid - it's tough, there's no doubt.
    2023: the year I get to buy a car
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done on the overtime. I'm with you on home maintenance costs but they make a big difference to the mental load once done.
    Yeah I have a lot to do but I think it will help getting organised to do it 
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 25 October 2022 at 10:06PM
    Karmacat said:
    Interesting about the hare - I have a few beautiful sculptures, including a semi-abstract cat of solid wood, and I don't name them.  They are what they are.

    Sorry to hear you're not up to full stretch yet after the covid - it's tough, there's no doubt.
    yeah he just doesnt seem to have a name, I rarely tend to name things, roadkill being the last thing I named I think, and he just so suited roadkill, long covid is kicking lots of peoples butts I reckon ... I will get there slowly 

    Work has been crazy, I will be wearing my heavy PPE for 45 hours this week ... done 22.5 hours so far, my back is breaking, I will be so glad when others are trained up, did a new procedure today, I had done it before, myself and one other had, so we had to train people how to do it, some of whom have been dou g the job for 20 plus years, but had never done this thing before, it felt kinda awkward but we got there, then i had to explain to new people what we were doing, as the likelihood of them ever seeing it again is zilch, so it was important they understood what we were attempting. 

    Anyway all done, came home and Mr El had cooked a lovely meal, was a chow mein, very tasty, am heading to bed as I'm back up at 5.30 am for a rinse and repeat, another long day wearing PPE only instead of my usual running about I will be standing on the spot, will have varicose veins at this rate ... woe is me 🤣🤣
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 599.9K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.