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Getting the balance right
Comments
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Can’t be easy managing that amount of PPE. I’m not surprised your drained after a 10 hour shift.3
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It's a balance, isn't it - the telling, not the PPE, that just sounds soooo heavy. There's a phrase I absolutely love: "you do you".2023: the year I get to buy a car2
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If you know, you know
Have ALWAYS wanted to say that!
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I did not know it was very common BTW!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
do you mean the phrase or my job ? lolbeanielou said:I did not know it was very common BTW!
my job is very niche very few do it I would say less than 100 in the whole of Scotland and my team is the only team that do our particular system in the whole of the UK, we are also often the busiest in the whole of the UK that does our particular skill , weve been top billing a few times now ( that's not necessarily a good thing as you know)
but the qualification needed to be able to get a job in my dept, is very common if that makes sense, also many people that have my qualification dont even know my job exists, when I meet people with the same degree they ask where I work I tell them and get a blank confused look in return, I then have to describe my job to which I get a mixture of responses.. . fascination, sometimes a how can I do that? Most often I get a hell no, no way could i do that 🤣🤣🤣3 -
Today I picked up my hare, I have to give him a name and cant quite think of one, hes staring at the moon, when i picked him up it turned out the woodsman is married to the Jewellery I have commissioned a piece from, so I landed up meeting her as well, that was a wee surprise. I like to help local artists and local small businesses where I can.4
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Keeping the mystery alive - love it
Love the local craftsman story.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/251 -
sadly the mystery isnt anything exciting ... please dont think I am a caped crusader or anything 🤣🤣🤣🤣savingholmes said:Keeping the mystery alive - love it
Love the local craftsman story.2 -
Any names suggested are welcome, hes a bit dusty just now, will sort him out at the weekend
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Oh my word! He's lovely. Really, really beautiful. No name I could think of could possibly be good enough, I'll just watch in awe.
Thanks for posting the pic!2023: the year I get to buy a car2
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