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Getting the balance right
Comments
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elantan said:Aimingforthegoodlife said:I think I was born to be an aunty, I love my friends and families children, but just not for me! So I think being a pet parent/aunty/uncle etc is very similar, you can get all the loves and fun, with little to no responsibilities! I have three dogs, two guineas and a chicken, they are all wonderful and I love them, but they are costly and a lot of responsibility, haha. I have friends who like to come round to enjoy the animals, and go home after full of the love they give.
Do you wild swim?
I do open water swimming yep, not been swimming for the past few weeks and I've missed it, need to get back to itMortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
skint_spice said:elantan said:Aimingforthegoodlife said:I think I was born to be an aunty, I love my friends and families children, but just not for me! So I think being a pet parent/aunty/uncle etc is very similar, you can get all the loves and fun, with little to no responsibilities! I have three dogs, two guineas and a chicken, they are all wonderful and I love them, but they are costly and a lot of responsibility, haha. I have friends who like to come round to enjoy the animals, and go home after full of the love they give.
Do you wild swim?
I do open water swimming yep, not been swimming for the past few weeks and I've missed it, need to get back to it3 -
Haha, thats the beauty of the aunty role, encourage the wild behaviours as there are no consequences to us!haha. Hope work and PPE have been a little better since the heatwave eased!4
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Wild swimming sounds good.
I should probably book to go to a local outdoor pool again. I enjoyed it last time.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/252 -
well another day in the heavy ppe done, the two days I have been in have been SHTF days/situations, the one good thing is it gets me up to speed again, so whilst not a good thing it is helpful for getting back into the swing of things for skills which are so quick to disappear especially when it's new equipment being used.
Tomorrow even though I will possibly be done in I am going to go for a walk with a certain spice girl, we are going for a swim as well ... i am so looking forward to it, exactly what i need
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Aimingforthegoodlife said:Haha, thats the beauty of the aunty role, encourage the wild behaviours as there are no consequences to us!haha. Hope work and PPE have been a little better since the heatwave eased!4
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savingholmes said:Wild swimming sounds good.
I should probably book to go to a local outdoor pool again. I enjoyed it last time.3 -
elantan said:well another day in the heavy ppe done, the two days I have been in have been SHTF days/situations, the one good thing is it gets me up to speed again, so whilst not a good thing it is helpful for getting back into the swing of things for skills which are so quick to disappear especially when it's new equipment being used.
Tomorrow even though I will possibly be done in I am going to go for a walk with a certain spice girl, we are going for a swim as well ... i am so looking forward to it, exactly what i needMortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4 -
Enjoy your day botyh of you.
You better mot be having tablet!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
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One debt remaining. Home improvement loan.5 -
beanielou said:Enjoy your day botyh of you.
You better mot be having tablet!!, skinty barely gets a word in as it is .... I would be impossible to shut up on tablet
, I get my new world pattern on Wednesday hopefully we can arrange to meet up with ypu Beanie, will try and talk Mr El into making some
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