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Getting the balance right
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Went into work yesterday and showed one of the girls my pics from our walk she asked how on earth I have time to do house work and shopping
wheres the rolling smiley when you need it3 -
I know which would bring the most joy!!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/253 -
Haha I love learning language from other areas! We have a lovely scottish friend all the way here in Wales, I will see if I can shock him with my knowledge!! I love the colloquism of areas, 'Doll' was a pet name in one area I worked on, that was a new one on me but I soon accidently got hooked calling everyone doll, now everyone is 'lovely', its hard to stop myself! Ohh what a fab waterfall! That looks incredible, much better than any housework!3
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And then (many years ago) my new FiL called me duck. These regional things can get complicated!
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I was messaging a former workmate who is Greek yesterday, she said she had been off work a couple of times but hadn’t done anything because it was too dreich - I taught her well😂Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4 -
Aimingforthegoodlife said:Haha I love learning language from other areas! We have a lovely scottish friend all the way here in Wales, I will see if I can shock him with my knowledge!! I love the colloquism of areas, 'Doll' was a pet name in one area I worked on, that was a new one on me but I soon accidently got hooked calling everyone doll, now everyone is 'lovely', its hard to stop myself! Ohh what a fab waterfall! That looks incredible, much better than any housework!3
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skint_spice said:I was messaging a former workmate who is Greek yesterday, she said she had been off work a couple of times but hadn’t done anything because it was too dreich - I taught her well😂2
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Another day another bath tub, dauner doon a glen, forage for lunch, waterfall and most importantly Braw company
Whit an awesome day
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Today was another cheap day, we took food to top up the raspberries we snaffled, we laughed, we swam, we spent no physical money apart from.diesel and petrol and had a tasty coffee at Ms Skintys
Adventures dont need to cost the earth, especially when you go with a fellow like minded MSE'r5
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