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Getting the balance right

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  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Went into work yesterday and showed one of the girls my pics from our walk she asked how on earth I have time to do house work and shopping      :D  :D  :D 

    wheres the rolling smiley when you need it 
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I know which would bring the most joy!!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • Haha I love learning language from other areas! We have a lovely scottish friend all the way here in Wales, I will see if I can shock him with my knowledge!! I love the colloquism of areas, 'Doll' was a pet name in one area I worked on, that was a new one on me but I soon accidently got hooked calling everyone doll, now everyone is 'lovely', its hard to stop myself! Ohh what a fab waterfall! That looks incredible, much better than any housework!
  • badmemory
    badmemory Posts: 9,819 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    And then (many years ago) my new FiL called me duck.  These regional things can get complicated!
  • skint_spice
    skint_spice Posts: 13,461 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was messaging a former workmate who is Greek yesterday, she said she had been off work a couple of times but hadn’t done anything because it was too dreich - I taught her well😂
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Haha I love learning language from other areas! We have a lovely scottish friend all the way here in Wales, I will see if I can shock him with my knowledge!! I love the colloquism of areas, 'Doll' was a pet name in one area I worked on, that was a new one on me but I soon accidently got hooked calling everyone doll, now everyone is 'lovely', its hard to stop myself! Ohh what a fab waterfall! That looks incredible, much better than any housework!
    I'm the only member of my family that lives in Scotland, the majority live in Wales ... So I tend to slip a wee Welsh word in every now and then to keep the Scots on their toes as well  :D  :D
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    badmemory said:
    And then (many years ago) my new FiL called me duck.  These regional things can get complicated!
    they certainly can 
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I was messaging a former workmate who is Greek yesterday, she said she had been off work a couple of times but hadn’t done anything because it was too dreich - I taught her well😂
    now that one is a stoater      well done on getting a Greek to use it, not that they wouodnt but it cant be easy for them 
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Another day another bath tub, dauner doon a glen, forage for lunch, waterfall and most importantly Braw company 

    Whit an awesome day 
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