We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Getting the balance right
Comments
-
Well tweaked!Mortgage OP 2026 £1870/2000Mortgage balance: £29,683
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept3 -
Weather is due to be reasonable here thankfully - and getting warmer again next week as the week goes on.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20283 -
I think we tend to pay more in gas and electricity than all of the people down south for a few reasons ... Although I'm glad I dont live in Shetland or Orkney their bills must be through the roof
it's been an interesting day work wise ... I'm gonna deff have to get a solid number to work on for how many shifts I have left
3 -
It was heartening seeing the huge amount of insulation boards going into our attic conversion - like a giant deck of cards
4 -
I bet it was .... our loft is done, we need our space under the floor done, had a fair few people tell me I get it for free ... and have came out to measure etc .... they never come back3
-
An adventure budget is fantastic. Even the name gives you impetus to save.3
-
I felt cold indoors yesterday, had to snuggle under a blanket with the cat on top for heat. It’s blooming august!Mortgage OP 2026 £1870/2000Mortgage balance: £29,683
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept4 -
it is a great name .... I've now put it in the budget ... want to give myself more money towards it ... but it's a startMoralpanic said:An adventure budget is fantastic. Even the name gives you impetus to save.4 -
Mr El was frozen last night ... I'm tempted to try and talk him into playing how long can we leave the heating off for. Having to put lights on at night as well just now as it's getting darker, dreading winter billsskint_spice said:I felt cold indoors yesterday, had to snuggle under a blanket with the cat on top for heat. It’s blooming august!4 -
What temp do you keep the thermostat el? We're 19 just now (well, when it's on). I wouldn't fancy much colder for the baby2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.5K Banking & Borrowing
- 254.8K Reduce Debt & Boost Income
- 456K Spending & Discounts
- 248.1K Work, Benefits & Business
- 605.6K Mortgages, Homes & Bills
- 179K Life & Family
- 263.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards