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Holding On and Letting Go 🎈

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  • SandyShores
    SandyShores Posts: 1,967 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Amazing Fortune, I am cheering you on!
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • Fortune_Smiles
    Fortune_Smiles Posts: 5,101 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Amazing Fortune, I am cheering you on!

    Thank you Sandy 😘

    Fortune x

    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,101 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Woohoo. Exciting milestone 

    Thank you SH 😘  It's nice to able to cross off the bricks on my House Mortage chart 🏠

    Fortune x

    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • badmemory
    badmemory Posts: 9,611 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I think that the only thing that feels as good as paying off the mortgage is retiring knowing that you will have ample to do what you want.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think with the hospital scare you had with him earlier in the year - it kind of cements that life is for living - and that money is a tool. Life energy is not limitless and we need to choose consciously how to spend it wisely.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • I think it's fantastic that you are able to put OH mental health and yours first, so many people choose money as their priority. Although I also understand that many don't have a choice either. Good luck
    Seaweed x 
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