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Holding On and Letting Go 🎈

Fortune_Smiles Posts: 5,079 Forumite
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edited 18 July 2022 at 8:01AM in Mortgage-free wannabe
Holding On and Letting Go 🎈

In April this year we reached a milestone.  We were able to exit our five-year fixed rate mortgage early having paid off 65% of the outstanding balance in that time and reducing our monthly mortgage payment by half.

We re-fixed for the next three years and still plan to overpay but we also want to live a little more life.  If the last few years have taught me anything it's that you never know what's around the corner so carpe diem.

If you've followed my adventures before you'll know I find it hard to keep balanced so I'm hoping a new diary will help me decide when to hold on and when to let go of the finances.  I'd love to have some company on the journey - old friends and new are all welcome.

Fortune x

PS If you’d like to see my previous adventures you can find them here:
Mortgage: 88% paid Mortgage Neutral: 100% Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais


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