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Holding On and Letting Go 🎈

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  • Fortune_Smiles
    Fortune_Smiles Posts: 5,093 Forumite
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    beanielou said:
    Happy shiny new diary Fortune. 
    themadvix said:
    Lovely to see you back Fortune! 😊

    Hi both 😊 - thanks for joining me.

    Fortune x

    Mortgage: 88% paid Mortgage Neutral: 100% Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • savingholmes
    savingholmes Posts: 27,852 Forumite
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    Glad you are back posting... 
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 234 payments to go - now £181,773 Equity 27.3%
    2) Spend on handyman & external building works & new patio door £13.45K
    3) CC £7.7K on 0% spends card but offset by £34.3K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £111.3K/£127.5K AVC target 8.97% value at 15/7//24
    5) FI Age 60 annual income target £13.7/30K 45.7%
    6) SIPP £4.3K at 12/7/24
  • Cornish_mum
    Cornish_mum Posts: 639 Forumite
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    edited 10 July 2022 at 9:10PM
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    Hi Fortune welcome back, so lovely to see you posting again CM
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,093 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Glad you are back posting... 
    Hi Fortune well back, so lovely to see you posting again CM

    Thank you both - I'm glad to be back.  It's been a busy, spendy time and I'm ready for calm to return 😆

    Fortune x

    Mortgage: 88% paid Mortgage Neutral: 100% Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • savingholmes
    savingholmes Posts: 27,852 Forumite
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    Good that you can focus on your needs again and re-find your balance.
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 234 payments to go - now £181,773 Equity 27.3%
    2) Spend on handyman & external building works & new patio door £13.45K
    3) CC £7.7K on 0% spends card but offset by £34.3K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £111.3K/£127.5K AVC target 8.97% value at 15/7//24
    5) FI Age 60 annual income target £13.7/30K 45.7%
    6) SIPP £4.3K at 12/7/24
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