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Holding On and Letting Go 🎈

1235759

Comments

  • Fortune_Smiles
    Fortune_Smiles Posts: 5,148 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good that you are reclaiming your space and life again. You did a lovely thing. Hope the govt get round to send you some money.

    Thank you SH. 'Reclaiming your space and life again' - that's a great way of putting it.

    Fortune x

  • Fortune_Smiles
    Fortune_Smiles Posts: 5,148 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Show painting sounds intriguing? Is this with WI or something else?

    It's going to be part of our WI's competition entry at the county show SH.

    Fortune x

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your time painting.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you're celebrating rain. My grass is yellow! I have been keeping my pretty bedding plants alive now - and giving my apple trees the odd drink.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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