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Holding On and Letting Go 🎈

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Comments

  • savingholmes
    savingholmes Posts: 29,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you're okay. Your post was rather cryptic.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,160 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hope you're okay. Your post was rather cryptic.

    Sorry SH - didn't mean to worry you.  I'd intended to follow up with a post straight away but got caught up in other stuff.  All is good here.

    Fortune x

  • Fortune_Smiles
    Fortune_Smiles Posts: 5,160 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Nuts and lentils count too, and a few olives with some fermented grapes :#

    I did wonder about the fermented grapes @Suffolk_lass 😂

    themadvix said:
    Nuts and lentils count too, and a few olives with some fermented grapes :#
    🤣🤣🤣

    (and all grains and cereals)

    those too @themadvix 😂

    30 plants a week sounds very difficult for anyone doing any batch cooking - will be interested to see how you get on!

    I thought that too @Merlin's_Beard

    Fortune x

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