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Holding On and Letting Go 🎈

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Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 March 2023 at 10:41PM
    Well done on the writing and the painting. I hope your arm heals quickly. 

    Impressive ironing too!

    Those temperatures - so grateful I didn't have those. 

    Glad Mr F on the mend.

    I doubt I'd get near 30 plants. Porridge/Oats. Peppers. Onions. Carrots. Peas, Sweetcorn. Mushrooms. Potatoes. Tomatoes. Those are my staples. Occasional broccoli and cauliflower and leeks and parsnips. Citrus fruit. Occasional bananas, apples, strawberries, nuts, pasta/wheat. I can perhaps get to about 18-20 - but not every week... 

    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,149 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done on the writing and the painting. I hope your arm heals quickly. 

    Impressive ironing too!

    Those temperatures - so grateful I didn't have those. 

    Glad Mr F on the mend.

    I doubt I'd get near 30 plants. Porridge/Oats. Peppers. Onions. Carrots. Peas, Sweetcorn. Mushrooms. Potatoes. Tomatoes. Those are my staples. Occasional broccoli and cauliflower and leeks and parsnips. Citrus fruit. Occasional bananas, apples, strawberries, nuts, pasta/wheat. I can perhaps get to about 18-20 - but not every week... 


    Thanks SH.  You probably have more than you think - herbs and spices count (1/4 point each) plus whole grains, legumes and dried fruit.  Mixed packs help - salad leaves, nuts, seeds and berries.  I just thought I'd count his week out of interest.

    Fortune x

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the valuation went well. 

    On the herbs and spices - I might do better - garlic, cayenne pepper, paprika, nutmeg regularly - occasionally rosemary and other things like curry spices too, turmeric etc. Does coffee count? Cacao beans for chocolate!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Glad the valuation went well. 

    On the herbs and spices - I might do better - garlic, cayenne pepper, paprika, nutmeg regularly - occasionally rosemary and other things like curry spices too, turmeric etc. Does coffee count? Cacao beans for chocolate!

    Oh that's loads of herbs and spices SH - they all count as a quarter of a point as does coffee.  I think some people count dark chocolate - each variety is only counted once though 😆

    Fortune x

  • That lemon curd and blackcurrant cake looks very nice might make that for Sunday to use up our blackcurrants. Yep charity shops have got very expensive.
    Seaweedx
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