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Debt and Caring

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Comments

  • WelshmansDaughter
    WelshmansDaughter Posts: 1,687 Forumite
    1,000 Posts Third Anniversary Name Dropper
    The mse blooper of the week? Spending £8 on a box of fish fingers. With 32 in the box that comes out at 25p a finger. Oddly that doesn’t sound that bad. It’s funny how we have become conditioned to think that our food should be cheap. Relatively speaking though, I could have gotten a nice steak for that.
    There are a few things to buy that will help me to get further in my endeavours. And this is coming into the expensive gift season, starting with BIL and assuming that new baby will make an appearance sometime soon. 
    I am uncomfortable with how low/fast my float is disappearing so some effort will need to go into rebuilding that once I have made satisfactory progress in other areas.
  • doingitanyway
    doingitanyway Posts: 10,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Sorry yesterday was fairly miserable. 
    I hope you get out into the garden today.
    Fishmonger price isn't bad for 32 of them. I love fish fingers...they are comforting  :)

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,687 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Cheers DIA. The coating on them was better quality it has to be said.
    In happier news, nephew 3 has made his entrance into the world. Suitably dramatic of course.
    I am feeling somewhat constrained by my life at the moment though. There is no real break from anything and a lot of unknown expectations. 
  • doingitanyway
    doingitanyway Posts: 10,190 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Welcome to the world nephew 3. I hope he is ok.
    You already do masses for your sister's family, do you need to set up any boundaries?
    I ask because I am not great with family boundaries myself but I am trying to be better as I don't want to be taken advantage of and end up resentful.
    Have a good weekend and have 2 teabags in your tea if necessary 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Cherryfudge
    Cherryfudge Posts: 13,557 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Congratulations on auntie-dom for the third time!

    Perhaps you need to sit down and work out where you need to set boundaries and what questions you need to ask family about what they are hoping you can do?
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • dawnybabes
    dawnybabes Posts: 3,454 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations on the nephew, 

    you need to put yourself first and need to set boundaries here otherwise people will take advantage 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congrats on the nephew.

    Glad you had a holiday even if re-entry was difficult afterwards. On the working from a different office - perhaps a disability adjustment you could ask for is that you don't and that you have more structure and control over where you work from.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,627 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Hope all is being good to you @WelshmansDaughter
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 49

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • weenancyinAmerica
    weenancyinAmerica Posts: 2,097 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Missing your posts. Hope you are doing well on your journey to finding yourself and what you really want. 
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