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Debt and Caring

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Comments

  • Cherryfudge
    Cherryfudge Posts: 13,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    As far as I can tell there is no actual reason for any of the rules they have in this place. They just appear out of nowhere and try to make you feel like you're the crazy one.

    You should make that into the sort of plaque people put on their desks. You could make your fortune!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    As far as I can tell there is no actual reason for any of the rules they have in this place. They just appear out of nowhere and try to make you feel like you're the crazy one.

    You should make that into the sort of plaque people put on their desks. You could make your fortune!
    I had a very similar thought. 

    Well done on all the steps. Sorry that things keep shaking your nest. Hope things settle / something better comes along.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • Lol I come across so many signs every day, I did consider setting up an Etsy shop making nicer ones. 
    It would be a challenge and a half to make an elegant sign asking people not to poo in the building 😂
  • Cherryfudge
    Cherryfudge Posts: 13,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Lol I come across so many signs every day, I did consider setting up an Etsy shop making nicer ones. 
    It would be a challenge and a half to make an elegant sign asking people not to poo in the building 😂
       :o

    (and because it won't let me leave just that as a comment)

    :o  
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • I've seen signs asking that in more than one building Cherry 😂
  • Cherryfudge
    Cherryfudge Posts: 13,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Excellent idea @WelshmansDaughter. If you plan ahead you are in control.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • doingitanyway
    doingitanyway Posts: 10,201 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    From one people pleaser to another....Stick to your guns!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Finally the seasons have changed and I can wear leggings under trousers again. 
    It's the small things.
    I'm on the bus already (7.20) to go to Starbucks. Originally I was thinking to go to my allotment then realised I am not quite ready for that. 
    Part of me thinks I should just do things but without a structure behind them they tend to just fall by the wayside. 
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