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Debt and Caring
Comments
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WelshmansDaughter said:
As far as I can tell there is no actual reason for any of the rules they have in this place. They just appear out of nowhere and try to make you feel like you're the crazy one.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Cherryfudge said:WelshmansDaughter said:
As far as I can tell there is no actual reason for any of the rules they have in this place. They just appear out of nowhere and try to make you feel like you're the crazy one.
Well done on all the steps. Sorry that things keep shaking your nest. Hope things settle / something better comes along.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/251 -
Lol I come across so many signs every day, I did consider setting up an Etsy shop making nicer ones.
It would be a challenge and a half to make an elegant sign asking people not to poo in the building 😂1 -
a good sign from one of my walking jobs
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WelshmansDaughter said:Lol I come across so many signs every day, I did consider setting up an Etsy shop making nicer ones.
It would be a challenge and a half to make an elegant sign asking people not to poo in the building 😂
(and because it won't let me leave just that as a comment)I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
I've seen signs asking that in more than one building Cherry 😂3
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I will not work overtime this week.
I will not work overtime this week.
I will not work overtime this week.
My people pleasing tendencies have gone a bit overboard and I've been working overtime pretty much everyday since I came back from holidays at the start of August. It is something I want to do but it isn't being planned in advance and I'm burning out.
So I'm taking a break this week and planning for it next week.
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Excellent idea @WelshmansDaughter. If you plan ahead you are in control.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
From one people pleaser to another....Stick to your guns!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Finally the seasons have changed and I can wear leggings under trousers again.
It's the small things.
I'm on the bus already (7.20) to go to Starbucks. Originally I was thinking to go to my allotment then realised I am not quite ready for that.
Part of me thinks I should just do things but without a structure behind them they tend to just fall by the wayside.3
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