Debt and Caring

WelshmansDaughter

We deliver to a tower block that does not enjoy a high standard of living. Last week, I walked into the stairwell and sniffed- there's a poop somewhere. The first poop was encountered between floors 5 and 3. The second between 3 and 1. The following week my colleague does that half of the building and comes out looking rueful. I think he is exaggerating in his description until I go there the following day and see a poop that is about six inches in diameter. It does not get cleaned up for four days.
The likelihood that I will be picking up McMo tokens is slim. 
I may also need a new job.

For some reason Youtube started showing me Dave Ramsay clips. I've been low on brain energy the last few days so I've been watching them and they're a little OTT. But I was spurred on to do a check in of my finances and I am pleasantly surprised.
I owe less than I thought. For some reason I thought I still owed around 8k when actually I owe 5600. 
I have saved over 1k.
The biggest change is that I moved 3100 to a 0% card.
This month has been eye opening with regards to my money management. It is the first month where I have had to rely on my base salary (no overtime, tax refunds etc) and I nearly ran out of money before half the month was over. 
I am taking small steps to feel like I know where my money is going (food glorious food) without putting too much pressure on my brain. 
My payslip for October will be out some time next week. I have asked what the cutoff dates are for payroll so I should be able to plan better for overtime and know in advance how much will be in my paycheck from November.

Small little motivations pop up now and again. Since I've been going into these disadvantaged areas on a regular basis, I have a consistent visual of what happens when you don't do things. I'm slowly learning from experience the importance of keeping things clean, of maintenance, of having nice things. 

My next organization is to gather all the regular events and tasks into a seasonal organization so that I can better plan for things. Autumn is a good time for change for me so I shall ride that wave.

ETA: there is a payroll cutoff date list in the work app.