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Debt and Caring

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  • doingitanyway
    doingitanyway Posts: 9,672 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Waves hello
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 25/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,673 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 13 June at 7:24PM
    Quite a long time since I last posted. Time does seem to have blurred in a haze of work, children and of course, the sly hand of autism reaching out of the murk to slap me round the head. 
    Currently in burnout and even this is stretching me so I shall leave it there for now and go back to watching the birds and bees*

    *sparrows and flying insects get your minds out of the gutter 
  • doingitanyway
    doingitanyway Posts: 9,672 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Nice to read a post from you. Watching flying animals is calming.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 25/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875
  • savingholmes
    savingholmes Posts: 28,909 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Made me laugh.  Sorry about the burnout
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £175.8K Equity 32.38%
    2) £4.3K Net savings after CCs 13/5/25
    3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.4K updated 16/5
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,051 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Good to hear from you. Glad work is still providing funds. How are your flat revamp plans coming on?
    One of my favourite gazing activities is watching the magpies hop along the guttering and have a drink and check out if there's anything interesting, so my mind is usually in the guttering when it comes to the birds!
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 23
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