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Debt and Caring
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I really like the approach your having, rather than focus on any particular issue as a problem, find the solution and act on it2
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I love the keyring idea. I hope it helps.
31K steps in the snow is serious exercise.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
It’s all part of my cunning plan to trick my brain @LilSmiler. It likes to tell me that all my problems are unsolvable. So I solve some of them to annoy it 😂😂😂
Thankfully some of the steps were done indoors with heating and everything Cherry. I’m back at my cleaning job this week.
Problem solutions from today- laundry put on while the boys grandma was here, towel and bedding.Private dentist booked for second opinion, special offer available so it will cost £95 including x rays.6 -
Morning again and back to work after Thursday off with LB. Didn’t have to get out of my pyjamas which was great.Trudged through the snow to start the day, properly tired now both of snow and work. Still two more work days in the week🤦
The bloom is definitely off the rose now that the Christmas season is over. I’m getting to see what regular operations are like at work and I’m not sure I like what I see.3 -
I think all the jobs you've done recently are quite hard physically. I'd like the post one best due to being outside - but that and the physical wear and tear would be too difficult for me. I think you are doing amazing.
I also want to thank you for a while ago asking what I was doing to meet my sensory needs. I'm experimenting with different solutions and bought a weighted blanket yesterday. It was comforting - but I think I'd need at least 2 for it to make much difference.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/253 -
Thanks @savingholmes, need a bit of a confidence boost these days.
Re the weighted blanket, I have the bigger size and used it folded in half so the weight was doubled. Now if I sleep under it I don’t fold it.
You can get weighted hoodies/jumpers/robes although I haven’t tried them.The other thing I meant to suggest was heavier shoes. I’m really finding it easier to navigate wearing my work shoes, they help to focus the mind.5 -
Interesting on the shoes. Better grip on the soles helps me so I tend to wear trail type trainers.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
It’s cold and I am thoroughly fed up. My plan is to go to supermarket after work, get supplies then go home and not leave the house until Monday.Family off to Ireland this morning so house to myself (and cat) for a week. It does mean I have Thursday off so eye test and dentist booked for then, taking unpaid leave from cleaning so it will actually be a whole day of not working.Need to properly rest so might take a break from planning/problem solving. Or then again may just have an enjoyable day speculating who knows what my brain finds restful 🤷5
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As its my birthday tomorrow (Sunday) I went to Mr S to stock up on supplies. My plan originally was not to leave the house but I think I might go out, if only to force me to wash my pyjamas. They are my new ones and have been an embarrassing number of days (ok weeks) without washing. I should probably buy two of everything so the things I get attached to don’t start growing lifeforms of their own.
Annoyingly one of the ys ready meals I bought smelled funky so had to be binned. Not really worth bringing it back as the bus ticket costs so much.
It is minus 2 here so I am in my bed with the heater on contemplating my next moves. I won’t have much money left in January for anything big. I did get everything I wanted done in December finished with the exception of a tip run. Although the rubbish has been under a foot of snow so I’ll give myself a pass on that one.3 -
Excellent December achieving, I think deffo a pass on the snow buried rubbish!
Hippy bathday for tomorrow, especially in the case of your jimjams 😁 Seriously though, well done on all your wonderful progress this past year and I hope you have a very lovely birthday doing and wearing whatever you darn well please x3
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