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Debt and Caring
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Put it the other way around: your driving skills saved the company's vehicle and you kept your head in difficult conditions.
Do you need any help with that cheesecake?
Happy new year!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
It has not been a most excellent start to the year it has to be said. I am still in bed where I have been since 10pm on NYE.Getting sick again was not how I wanted to spend my days off and in the end I had to phone in sick today and probably tomorrow.I suspect it is acid related after all the ups and downs of work eating.Just feeling a bit sad and lonely. I’m sick and looking after myself yet again.Although I did think it was funny that one of my feverish worries was not having paid the bills. The relief when I realised I’d done it already.5
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I’m sorry WD, it’s horrible being sick and horrible having to look after yourself when sick, especially when you spend so much time looking after other people. Do your best to stay hydrated and warm, there’s some really nasty things going around at the moment 😫Debt at LBM (Dec 2018): £23,167
Debt free Feb 20212 -
I'm sorry you're poorly. Can you take anything for it? I have omeprazole on prescription and there are probably other things too, which I try to balance with not too much of the nice things that set it off.
It might be wise to take tomorrow off as well as you've been sick a few days. A hard day's work will feel much more on top of a few days in bed, and I assume you get Sunday off, so a couple of recuperative days should help you feel better for next week.
It's a nice feeling having the bills paid.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Sorry you have been ill. Hope you recover quicklyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thanks @astrocytic_kitten, @Cherryfudge, @savingholmes. I am up and back to work with middling success. Not as many things got delivered as they should have but I put on my Big Girl Pants and drove in snow so am proud of self.I did also go to job 2 however in all honesty this was largely motivated by their heating. And that I knew what I was doing, a rare occurrence these days.
Mood has improved albeit with some disturbing mental forays and I have enough va va voom to solve problems.Problem no 1 was cold room, so I bought a heater.Problem no 2 is eating/drinking enough at work. I’m looking into options for this at the moment.
Problem 3 is that having paid off arrears, I’ve now been given an utterly ridiculous min payment of £638. Waiting for the payment centre option to open up (it disappears even though I had messages!) so I can arrange budget.
thats enough for now methinks.5 -
I'm glad you're back on your feet and have heat. The minimum payment isn't so nice though. Could you work out a reasonable amount and tell them that's what you can afford? After all it's better from their point of view if they get it slowly than not at all. Well done on paying off arrears of course! That's am achievement.
For food and drink at work, could you combine the two in a smoothie, yogurt drink or hot chocolate? If you make it a milky drink you are getting some calories as well as fluid. Also take fruit - either something easy like satsumas or chop up fruit and take a tub of it with you. And there's always the good old flask of soup.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Well done on paying off arrears!
Fingers crossed for you that they offer a sensible payment plan now.
Places like aldo and £land do reasonably priced large bags of dried fruit/nuts, might be good for snacking throughout the day2 -
🎊 on clearing the arrears. Good luck with the next frogsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
I am feeling every one of my 31k steps from yesterday. The snow makes it a real workout.As much as I like being out in the fresh air, I have had quite enough of an airing now and would like to be an indoor cat for a day or so.
problem solved- ordered a metal keyring with a photo of me and Dad. Hoping this will help with grief buildup.
problem solved- booked eye test.5
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