📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt and Caring

Options
1160161163165166201

Comments

  • Ooh imagine if the online shopping world
    had to incorporate ASD filter options! 
    Softness- modal/teddy bear/non existent
    Sound- swish/crinklywrapper/shush/
    Tight- flowy/squishy/compression
    😂😂😂

    Poor non ASD world. We really are too hard for it.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh imagine if the online shopping world
    had to incorporate ASD filter options! 
    Softness- modal/teddy bear/non existent
    Sound- swish/crinklywrapper/shush/
    Tight- flowy/squishy/compression
    😂😂😂

    Poor non ASD world. We really are too hard for it.
    I really wish they would. Modal is amazing.

    I once had to buy a new duvet set on holiday as her line dried linen felt like sandpaper
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • I remember that SH. ASD gets so randomly spendy.

    Off to induction for new job today. It is a long day 9.30 to 4 🤦.
    These things annoy me as they can inevitably be done in 3 hours but get stretched out over a whole day. 
    I’m not sure if I’m glad to have an excuse not to spend the whole day with the boys. I’ve only been back two days and I’d forgotten how tiring I find it. 
    I did take LB out yesterday though voluntarily. He helped me run some errands and it was so hot he stayed in the pram most of the time. 
    Off to treat myself to a coffee and pastry. 99p coffee is back whoop whoop.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you find a good rhythm
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • The induction finished early, 1pm in the end so I had lunch out (10.50 for a box of noodles and beef, madness) and went to the main library. I was looking for a book on building frames using wood but that may have been too specific. I don’t have the money for any projects yet so I have time to learn.
    I finished reading 168 hours and have been time tracking the last two days. Mostly interesting in that it gave me a picture of what I already knew I was doing. 
    I’m currently reading a self care for autistic people book which is slightly annoying while still having useful tidbits. I have mostly heard of everything but hadn’t thought about doing something like an intentional interoception moment during the day. 
    I do want to pick up my weighted blanket and figure out a way to clean it as I was sleeping under it in dublin which was great for the heat. 


  • You know you have been spending too much time with small children when you have to ask yourself is that chocolate or poo on my finger. 
    Chocolate thankfully.
    Had LB this morning and we enjoyed ourselves. He is walking now and insisting on going everywhere on his feet. 
    Need to get better at planning my time as I’ve spent the last two days alternating between childcare mode and a vague sort of fugue state. It really is so much less strain just going with the flow. 
  • doingitanyway
    doingitanyway Posts: 9,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Glad it was chocolate!!  :D

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • So was I 😂😂😂
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow. Pleased it was chocolate 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Small children are a delight. <tries to find gritted teeth emoji> 
    When over excited Small One tends to forget himself in the manner of a puppy. Cue resigned aunt cleaning poop off the rug and pee off the floor.
    LB will be going to nursery at the end of this month when sister’s mat leave ends. I’ll be starting work in the evenings so I won’t really have as much time to spend with them so my thinking is to make the most of it. But then I spend time with them and want to escape.
    Was up during the night worrying about money for about an hour. I have two months arrears and invasive letters to deal with but no headspace to tackle it all. 
    I’m working on getting a better overall picture of my life but it is slow going. My thinking is still quite influenced by the idea that I don’t have time, I have to get it out the way, I have to hide what I’m doing etc. 

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.