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This time I will do well
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That’s amazing and such a great boost to be able to clear some money off debts.0
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Well done on the eBay sales! Don't forget about the charges though, they can be quite a bit.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Thanks! And of course I keep the charges in mind. That is also not net as it included all the shipping which I charged exactly what I was gonna use so
TOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉0 -
Happy days! Really well done
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Thank you so much for your support LMD, it's very much appreciated to see you here daily TOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉1
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You are most welcome, that's what the forum is here forCheesephetamine said:Thank you so much for your support LMD, it's very much appreciated to see you here daily There's no way I could have cleared as much as I have without the non-judgemental support of others here.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
My creditors all have acknowledged the SOA but they will not carry on without the debt and mental health form from my psychiatrist. It has been a week since she said she would do it so I have followed it up today to see where we are at because I want to have an answer asap re writing the debts off so I have a clear image of exactly where I stand...
DWP has messed my benefits... I told them about my new back account last month and today my benefits didn't reach my account. So I rung and apparently they had the letter scanned but they hadn't changed the bank account from the database so they sent my money to my old account... Thankfully that one is closed so it should bounce back and get into my account in the next days/week. The lady told me to follow up on Wednesday if i didn't receive it. Im !!!!!! off cos i am 350 pounds short this week that i was counting on ... oh wellTOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉0 -
Did you change your account using the switcher service? If so, I thought all payments were forwarded? Is it worth contacting your old bank to check?
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
No, I gave the notice to the Dwp of the new account and closed the old account. I didn’t have any payments going on or out of that account other than my benefits and the account is fully closedTOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉1
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I’ve been having a really bad week. I am off sick with chronic pain and really struggling atm. I have had a couple of spending sprees so… BUT! I haven’t incurred any debt or used money needed for bills. Also everything I bought was useful (ie a sonic toothbrush) so all in all not so much harm done but I feel a bit let down by myself.Today I got the debt and mental health document filled in by my psychiatrist! That was the last document that my creditors asked for so I have sent copies to those that needed it and now I just need to wait and see what happens.I really want to have my surgery done asap as this chronic pain is really driving me insane…TOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉2
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