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Semi Retirement and Beyond.
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Hi guys
When our granddaughter is old enough to she will spend time away with both sets of grandparents. It gives the parents time to themselves and memories are made.DHs elder brother started taking their grandchildren away and as they’ve now lots have a rolling list.
August PAD1 -
Survived the first two days, Eureka was very good , they didn't want to leave . Yesterday we went round where the BBC is and we had drinks sat in deck chairs , lunch was a treat , called at the park on the way home . Money was spent need to sort my funds out this weekend.Housework this morning, then hairdresser at lunchtime . Intend to try and get some clothes out for packing.Off to clean the bathroom.Life is an adventure, never stop exploring.2
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Sounds like you’ve had a great start to the holidays 👍January spends - £587.582
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Housework done, been to hairdressers . Have done a short packing list. Going to watch a film now as the weather is rubbish.Life is an adventure, never stop exploring.1
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The day turned into a lovely sunny one. Packing done for tomorrow, just a few items for the morning. Looking forward to getting away for a few days and hope the DGS&DGD enjoy it as well.Life is an adventure, never stop exploring.2
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Hope you all have lots of fun making memoriesAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Have a fabulous time 😎I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Enjoy your time away.xx:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.002
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Have fun 👍January spends - £587.582
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Happy happy holidaysI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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