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Semi Retirement and Beyond.
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Hi guys
When our granddaughter is old enough to she will spend time away with both sets of grandparents. It gives the parents time to themselves and memories are made.DHs elder brother started taking their grandchildren away and as they’ve now lots have a rolling list.
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2001 -
Survived the first two days, Eureka was very good , they didn't want to leave . Yesterday we went round where the BBC is and we had drinks sat in deck chairs , lunch was a treat , called at the park on the way home . Money was spent need to sort my funds out this weekend.Housework this morning, then hairdresser at lunchtime . Intend to try and get some clothes out for packing.Off to clean the bathroom.Life is an adventure, never stop exploring.2
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Sounds like you’ve had a great start to the holidays 👍January spends - £587.582
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Housework done, been to hairdressers . Have done a short packing list. Going to watch a film now as the weather is rubbish.Life is an adventure, never stop exploring.1
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The day turned into a lovely sunny one. Packing done for tomorrow, just a few items for the morning. Looking forward to getting away for a few days and hope the DGS&DGD enjoy it as well.Life is an adventure, never stop exploring.2
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Hope you all have lots of fun making memoriesAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £42.5K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 48.8K of £127.5K target 38.3% 24/5/26 (If took bigger lump sum = 71.K or 55.9%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/261 -
Have a fabulous time 😎I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪2
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Enjoy your time away.xx:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.002
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Have fun 👍January spends - £587.582
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Happy happy holidays
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2
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