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Semi Retirement and Beyond.
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We are back from our little holiday on the North Yorkshire coast. I feel deaf now the children have gone home . There were a few skirmishes between the kids but on the whole they have been good. Our Airbnb was good as well , in a good position and all very new . We have had no tv for 4 days and I don't think the children missed it. I am a whizz at monopoly again 😂.We have been on the beach, in the sea and I most enjoyed the slot machines and ice creams .Money has been spent but I think we mostly stayed in budget.I have all 3 tomorrow so definitely an early night.Life is an adventure, never stop exploring.7
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Sounds like you had a fab time making memories
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Glad you had such a lovely time 😀I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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So glad you are enjoying it all.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
holiday sounds great. glad you all enjoyed itIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Have had some good sleeps the past couple of nights think I was rather tired. Friday was ok with all three DGC. Not looking forward to Friday, the heat all the three of them.
Work tomorrow, in the office as usual on Monday. Looking forward to seeing friends.Today have been out walking , very pleasant it was and a coffee at the end. Home to ironing all done now. My DS has made me a GF quiche so that will be dinner tonight with a salad.Life is an adventure, never stop exploring.4 -
Your holiday with the kids sounded great fun! Lovely to read they didn't miss the TV!😃Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
It sounds as if you’ve had a great time. Memories the children will cherish 👍January spends - £587.582
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I have to say the decision to go part time in the summer was a good one . I am having the best time looking after the grandchildren.The youngest DGS had to go to hospital overnight earlier in the week his breathing was abysmal but he has perked up now and his other granny had him today whilst I have the older two .I am presently sat in a big children soft play place next to the big shopping centre , near the air con unit .
After we are going for lunch at a former golf club as I want to book my big birthday celebration there for December .
Not sure whether I want a buffet or a sit down meal , I just don’t want a Xmas only menu .Todays entry to soft play was in a voucher far to expensive otherwise .It’s not very busy either which is good . DGC are having a good time and that’s all that matters .Life is an adventure, never stop exploring.3 -
The air conditioning sounds idyllic.
Pleased the little one is on the mend 👍January spends - £587.583
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