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Semi Retirement and Beyond.
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Usual shopping done very early this morning. Then I took parents up to a seaside town in the North West to see their oldest friends . I left them to chat about the old days etc and went for a walk. Passed a house that looked familiar and realised it was where the family with all children live , the Redford family. Yes I watch their tv programme 😂. Anyway I walked 4 miles and then walked to a pub for lunch with parents and friends , I think I looked like the carer . Pleasant day out and some sea air and exercise .Life is an adventure, never stop exploring.2
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What a lovely day out for your parents.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Glad you had a nice day out - and met your needs as well as those of others.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Sounds like a good day
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
So pleased your mum and dad had a lovely 60th anniversary with all their nearest and dearest around them. The card is one to treasure. You worked very hard too to make sure all had a memorable time. 😇
I watch the Radford family programme too - they fascinate me! The parents always appear so organised - which you do need to be with all those children!😀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
I had no idea people could get a card from the queen for a diamond wedding - how wonderful! Lovely that you were able to celebrate with them but yes, I can understand that it was a day to miss your brother. Happy anniversary to them!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Friday found me in soft play with youngest DGS , crawling through things all scrunched up , good job I am at least a little bit fit. We enjoyed it though , well little one did.The weekend was a blur of housework, watching DGD in her drama production, very cute it was . Then yesterday eldest DGS football presentation and the ironing . Went into work today for a rest 😂.My DS flew out on holiday today , check in and security 45 mins , but then sat delayed on a plane for 3 hours. Anyway they went in the end 4 hours late but he is now in Croatia lucky lad.Covid is rife at work again, 5 of my team have tested positive in the last 4 days , so tried being anti-social today but it didn't work.The lady who is doing the other half of my hours started today as well, she seems very nice .Done a much needed update on my meagre budget but all ok so far.Life is an adventure, never stop exploring.3
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Glad you had a great time with grand kidsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Glad your job sharer is nice. It helps when communication works well with a job share. Hope all is okIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Found you. Pleased the new hours are working ok. By the sound of it I don’t know how you managed your 4 days.January spends - £587.581
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