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Semi Retirement and Beyond.
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Taken my DGD to her club this morning as usual, now back home and about to start the housework. Had coffee and toast whilst waiting for DGD £4.95. These are the spends I need to keep an eye on . Weather ok today still warm and no rain yet.Life is an adventure, never stop exploring.4
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Today is the ironing pile and getting ready for next week which is super busy.Doing Sunday lunch for Father's Day so need to pick the parentals up later .DS may make an appearance later so will save some lunch for him as well .Today will be a NSD , I need a lot of these from now until December .Life is an adventure, never stop exploring.4
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Just caught up. Congratulations on going part time. I think that's what I'd like to do longer term too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Only on week 3 but definitely a good decision.savingholmes said:Just caught up. Congratulations on going part time. I think that's what I'd like to do longer term too.Life is an adventure, never stop exploring.3 -
Work was good , I am more disciplined now I think as I have too finish my work in two days rather than four . Any decisions I need making have to be done quicker so I am chasing people occasionally on a Tuesday.I have taken my dad food shopping today and mum to Audiology. I managed to meet a friend in the big park this afternoon so £5 on two ice creams and £2 parking but 10,000 steps done even though it was warm.Tomorrow is housework early so it's not so hot. Beauticians early afternoon , then DGD swimming lesson. Them mum and I are going to see Oti Mabuse in
her show (booked in 2019) . A busy day for me .Life is an adventure, never stop exploring.3 -
All sounding good
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
A busy day but sounds like a good one 😀I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Sounds like a real mix of activities there. Good to keep the brain going.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
The theatre production was very good really enjoyed it.Usual child minding yesterday , we went for balloons for tomorrow.
my parents have been married 60 yrs today , they received their card from the queen of which they were really pleased with . Today I woke up a bit sad as I wish my brother had been here to share today with my mum and dad .
I need to collect their cake shortly , waiting for DGD at the minute as she attends a club on Saturday morning .Money going ok , did spend £5.24 in Starbucks yesterday waiting for the balloons to be blown up . This morning another £4.95 but my mum gave me money for that as a treat .I have had a very busy week so far , I definitely won’t be bored anytime soon .Hope everyone has a good weekend .Life is an adventure, never stop exploring.1 -
Happy anniversary to your mum & dad.
One of our volunteers reached that milestone this week too!
Not surprised you are thinking about your brother.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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