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Semi Retirement and Beyond.
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I retired early just as Covid hit( I had decided 6 months before to finish), yes it is different with money but I’m just more careful with it. Was worried at the time whether I was doing the right thing and I can now say hand on heart it definitely was. If anytime in the future I decide to get a “little’ job for the xtra money then there does seem to be a lot of vacancies at the moment and I can pick and chose what I would like to do. Enjoy your final week of full time, give yourself time to adjust to it and look forward to whatever life throws at you(as they say).xx:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.004
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Lucky you being able to cut down your hours 😀 Enjoy your last week of full time. I bet you won’t regret your decision.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Today went well at work for the interviews for the other half of my job , I have my favourite candidate but there are more interviews next week.Another NSD that's two so far this weekTomorrow I am in work in the morning , have a 1to1 with my manager to talk about how things will be going forward .Off out with a friend tomorrow who is treating me to a meal out.Early night for me I think.Life is an adventure, never stop exploring.3
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That's it I am done with working full time now , officially on leave until 13th June then part time starts in earnest. Hope I have made the right decision with the cost of living etc.
Filled my car up petrol £1.67 a lot cheaper than most petrol stations near me , this one is near work.I think frugality had better start now.Life is an adventure, never stop exploring.5 -
Woo hoo 🎉 If it came to it could you reverse your decision and go back to full time. Hopefully it won't happen though. I'm sure you'll manage.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Sun_Addict said:Woo hoo 🎉 If it came to it could you reverse your decision and go back to full time. Hopefully it won't happen though. I'm sure you'll manage.Life is an adventure, never stop exploring.3
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Found you
Happy days aheadI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Welcome to the wonderful world of part time working! You've planned it well so I imagine the finances while different will work out OK for you!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
How exciting for you. You've worked hard and saved hard for this, so very well done.
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Finances are all over the place owing to being away and committing to days out and meals out.Plus have put £130 of petrol this pay month so far .I am thankful I have funds in place to sort it out and pay cc in full but need to reign it in now as part time salary can’t take lots of entertainment.
i am going to join my local library on Thursday I think .I am going to get my knitting out again .
Right off to one of my committed days out . Trentham Gardens which I love .Life is an adventure, never stop exploring.3
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