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15months to debt free - I hope

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Comments

  • Sun_Addict
    Sun_Addict Posts: 25,472 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year 🥳 Minus 3 sounds a tad chilly by cosily wrapped in the middle of the country Midlands standards 🥶 a very chilly 2 degrees here tonight though. 

    Boo to the trapped washing, hope it’s fixed soon. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 23,485 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy new year!  Hope it's a good one :)


    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • daisy_1571
    daisy_1571 Posts: 2,996 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Perhaps dump the tree now and get a smaller/lighter one in the sales now - next year you won't find it any easier to humppff it out of and back into the attic than you do this year.

    Dxx  
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • amber03
    amber03 Posts: 1,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A lot of people seem to be doing that with their Xmas trees this year, so many are being advertised for free on our local fb sites.
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • ladyholly
    ladyholly Posts: 4,108 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening all

    Mr LH put Christmas in the loft this afternoon after he heard me dragging the tree from the bedroom to the landing ready to go up there. Very happy he did it. I am keeping the tree until the end of the year in case I have trouble getting what I want in December or more likely forgetting I want a prelit one. I have put a note on my calendar to look for one in late Nov. / early Dec but that relies on me looking at the calendar which doesnt happen that often. 

    The credit card bill arrived and on checking there is just the right amount in the housekeeping account so pleased with that. I will check it in the morning and pay it when it becomes due in a couple of weeks. I might as well get the paltry amount of interest. 

    It is still very cold here but sadly no snow. The consequence of being on the coast with salt in the air and in a less cold part of the country. I do live in hope though.

    Walks completed although slightly shorter as the cold seems to make my breathing worse. I ould put a scarf over my face but it always seems to end up slightly soggy which is unpeasant.

    The washing machine is fixed and 5 loads of washing done - 3 yeasterday and 2 today. I have managed to get most of it dry as the heating has been on for a lot of the day. I usually manage without until just before Mr LH gets up as he feels the cold so badly.

    I am assuming everyone outside Christmas light will be down or at least off tonight. It always seems very sad whe they go knowing the worst of the winter is probably ahead. On the other hand the mornings already seem to be showing signs of getting light a little bit earlier.

    Thats it for now. Have a good evening.
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