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15months to debt free - I hope

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Comments

  • ladyholly
    ladyholly Posts: 4,046 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Taking flight is definitely a concern here. 
  • What about Etsy?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,049 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    You can wrap it around yourself to sit in the garden with a glass of wine or a cup of tea and feel snug and smug.
    You can wear it to go out in Mr LH's car, which your inheritance bought.
    It's nearly time for A Very MSE Advent again, you can wear it to the supermarket and swan around like 'yes I am a woman in a marvellous cape'

    Please allow yourself something just to have a thing of beauty and know that your past self of many decades is smiling a satisfied smile x 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 60

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • jwil
    jwil Posts: 22,569 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Get the cape.  You've been replacing lots of functional items which I'm sure give you pleasure, but you deserve something you desire that just brings you lots of joy.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Humdinger1
    Humdinger1 Posts: 2,487 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 6 November at 10:12PM
    Drivel? Excuse me @ladyholly, you are a bard.  Especially if you buy at least one cloak- velvet cloaks in different colours may well be indicated.   Love Humdinger xx 
  • ladyholly
    ladyholly Posts: 4,046 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Drivel? Excuse me @ladyholly, you are a bard.  Especially if you buy at least one cloak- velvet cloaks in different colours may well be indicated.   Love Humdinger xx 
    I wish I was a bard. I am not sure I can justify one cloak let alone have them in different colours.  :)
  • foxgloves
    foxgloves Posts: 12,872 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 7 November at 6:31PM
    Oh dear, we are all being naughty temptresses, are we not, @ladyholly. I think we'd all just love to think of you having a lovely treat just for yourself for all the hard work & worry you had over the house/land sale, etc. It would be much deserved. However, it is your money, your decision & you may decide you'd prefer something different. It'd be sooooo swishy though, wouldn't it? Sooooo velvety.........
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • northAthenian
    northAthenian Posts: 134 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    Lady Holly,.....the thing with coats is, they can be used for  y e a r s , especially a cape-type-cloaklet....
     I have a hip length wool/cashmere cape/cloak i bought i think 10-12 years ago . i don't wear it often; its not the one i wear to work ( that's the Scandinavian duvet )and i am a gal that lives in jeans and trainers. i forget to wear make up and im inherently practical. But I can appreciate a nicely cut garment.
    so once or twice each winter that black cloak, with the wide sleeves, allows me to wear my fancy black leather gloves, a showy scarf and you can BET i love wearing it.
    sometimes a wee bit of indulgence is great fun.
     do it!!

    :)
    #33 in 2025's 365x1p challenge - assigning amounts randomly on a daily basis

    #23 in make2025in2025
    Jan's total :£34.93  (1.72%. Le sigh....)
    Feb's total : £57.12 (2.82%)
    March's total = £123.81 (6.11%)
    April's total = £193.74 (9.56%)
    May's total =£276.40 (13.6%)
    June's total = £277.93 (13.7%)
    July's total = £286.45 (14.14%)
    Aug's total = £333.35 (16.48%)


    2024  = 365x1p challenge #10 final tally £668.10  

    i apologise now, i can't type.
    Or, my keyboard skills cant keep up with my brain.


  • Blackcats
    Blackcats Posts: 4,043 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    The sellout performance of the Greatest Showman requires a cloak.  Leave it in the aptly named theatre cloakroom/coat store during the show.  And a matching velvet bag .....?
    Alternatively how about a velvet shrug /wrap round the shoulders type thing that winter brides (other than Foxgoves) wear but there'd be no swishy swoosh with that.

    your new blanket sounds lovely.  
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