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15months to debt free - I hope

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Comments

  • Blackcats
    Blackcats Posts: 4,438 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    LadyHolly - you have made my day!  The thought of Bear having sardines for tea once a week is just lovely.  What a lucky lad he is to have found a home with you.
  • foxgloves
    foxgloves Posts: 13,269 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I also smiled about the sardines, but I didn't tell Ash or he'll be wanting them too!
    F
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • ladyholly
    ladyholly Posts: 4,100 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Blackcats & 

    There is logic to the sardines in that it helps keep his coat shiny. He likes them in tomato sauce. I had better no mention the banana he has every morning when I have a mid morning cuppa.

  • ladyholly
    ladyholly Posts: 4,100 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening all

    A very lazy day as it is far too warm/ close for me to do much. Even Mr LH is complaining. I have pottered a bit in the house and just read my book. 

    The weather tomorrow is forecast to be very wet with possible storms. 

    I have cut a few leaves of my courgettes so the sun can get to the flowers. There are more strawberries on the way and my apples seem to be growing nicely. The tree is in a pot and is only 3years years old so not sure how well they will do. I didnt get any last year but judging by the trees where we take Bear  (it used to be a orchard) it will be a good apple year. I have not been successful with anything else oh yes there are a few tomatoes but even the lettuce failed.

    I think thats it for today so have a good evening.
  • Blackcats
    Blackcats Posts: 4,438 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Lady Holly - a banana too - it just gets better.  Lucky, lucky Bear
  • ladyholly
    ladyholly Posts: 4,100 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening all

    It has absolutely poured down today but no thunder thank goodness.

    I had to give the kitchen a good clean this morning after dropping the full sugar bowl. Mr LH did some cleaning up last night after it happened while I walked Bear but things were still very sticky this morning.Doesnt sugsr travel a long way.

    I had a phone call from the estate agent and good news. My buyer has accepted an offer on his house. It is a fairly short chain - only 4 including me and the first person is a first time buyer. I cant quite believe it and am still aware that it could all go wrong.so trying not to get to excited yet.  Keeping my fingers crossed.

    I did laugh at Mr LH took Bear on his own at lunchtime as it was raining and I didnt realise how he was dressed when he went out in a temperature of about 20C. He had a long sleeved shirt. a fleece jumper, a winter jacket, waterproof trousers and wellies. Oh yes and a hat. He was complaining he was hot when he got home. Cant imagine why.

    My courgettes seem to have perked up since the rain and me cutting the leaves back.

    Nothing much else other than usual bank check, using as little electricity as possible etc. 

    Have a good evening
  • foxgloves
    foxgloves Posts: 13,269 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Fingers & paws crossed here for the house sale.
    F x
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Ooooohhhhh, fingers muchly crossed for you!
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Blackcats
    Blackcats Posts: 4,438 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Great news on the house and that your courgettes have perked up 😄
  • beanielou
    beanielou Posts: 99,270 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Positive news.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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