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15months to debt free - I hope

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  • Paspatur
    Paspatur Posts: 538 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Please go for your lung function test, not all damage is due to smoking
    Mine is caused by a long ago job in a woollen mill and also by an allergy to perfume, hairspray and anything smelly.
    Latest flare up was due to sitting beside 3 women on a train wearing perfume
    I was once in one of those tunnels leading onto a plane when someone sprayed their duty free perfume and needed oxygen on the plane to breathe
  • Probate often takes ages, hopefully it'll be sooner but if not it'll come round quickly anyway.

    Is that the criteria for accessing the lung function test? Could you ask if you could have it anyway, being of a qualifying age and having breathing issues? 
  • badmemory
    badmemory Posts: 9,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I would look on the lung function test, unless they say not, in the same way I looked at mammograms and the like.  It is a form of insurance. Have the test & everything is fine don't have the test & something comes back to bite you.
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Agree on the shopping. That’s why I get most of mine delivered now. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,088 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Don’t knock nothing happening, it’s a good thing in my opinion. I don’t know why shops try to keep open during a refit. It would be better if they just closed for a few days and got it over and done with. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • ladyholly
    ladyholly Posts: 3,944 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening all

    I ended up with 6 parcels today so couldnt use the scooter.as two of them were big ones. I can only get one in a carrier bag which goes between my feet and one in the basket at the front. Then I found it was raining anyway so the bus it was. Popped into the sm as I went past but didn't get to Aldi as I had had enough by that time. It isnt much further but I just wanted to sit down with a cuppa.

    We were going to take Bear to the field today and I had booked and paid for it but judging by the puddles first thing it would have been very muddy. It was a bit muddy when we took him on the green where we usually walk so the field would have been horrible and as the ground is very uneven I would probably have ended up flat on my face in the mud. He walked quite nicely and didnt even complain at a couple of workmen in high viz although did get a bit stressed when we saw a postman but no barking which was good. It was just a waste of £8 for the field when the weather forcast gave today as going to be dry - it wasnt!

    I have been in touch with the estate agent so that is work in progress now. I have to sign forms, send a copy of my BiLs will showing the part that proves I am the only executor and at some point they want ID. Its a good job I still have my driving licence although I no longer drive. I had to promise the consultant I wouldnt so he didnt inform DVLA about the myasthenia. Some people get to keep their licence but not everyone. I would have had to get a passport unless they would have accepted my bus pass which some do. ID is very difficult in this country if you dont drive or travel. A voluntary government ID card would be a good idea especially as you now need ID to vote. I have to send them keys for the house and let them know what the alarm code is. The keys can go tomorrow as I have my flu and covid jabs in the morning. Mr LH wont have them at all since the nurse hit a nerve several years ago as he swears it was deliberate after he told her off for cycling on a narrow pavement past us with 3 dogs. I am not even having it at the gp but at our local pharmacy which is much more convenient.

    No listing done today as I had parcels to wrap this morning. I dont wrap things until I have been paid.

    Nothing else exciting I dont think. All going ok with money and savings are doing ok. My high interest account is due to end soon so I must keep and eye on it.

    Have a good evening
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am getting jabbed tomorrow too! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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