📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

15months to debt free - I hope

1208209211213214310

Comments

  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening all
    A useful day. The deep fat fryer has been cleaned and the kitchen floor given a good clean on my hands and knees rather than using a mop. I find this cleans better as I can get in the corners etc. The only snag is I have to get up off the floor.  :D  I also did a bit of gardening before the rain started. I have shoved some stuff in a bag ready to go away tomorrow and booked Bear in to the field for  run before I leave. I wont get to bil before about 7pm which is a pain but otherwise Bear would have missed out and he will be upset enough at me going away.for 2 nights.

    We seem to have missed out on the treatened thunder I'm glad to say.

    Rosta chicken dinner cooked and cleared away. I am loving the dishwasher.

    That it for tonight. Have a good evening.
  • beanielou
    beanielou Posts: 95,684 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope all goes smoothly with the clearance. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Blackcats
    Blackcats Posts: 3,904 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Hope the journey and the house clearance go smoothly.
    you are very diligent and efficient with all the paperwork associated with your brother in law's estate.  Hope you get it all finalised as soon as it can be.
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Blackcats Thank you. Shame the solicitors arent.
  • Blimey, I didn't realise that about IHT ladyholly, that is nightmarish! And for the solicitors to not have kept you up to date in return beggars belief when they must be fully aware of the whole situation.
    Sending lots of support and hope the travelling and clearance go as well as is possible 
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I didn't know that about IHT either, how ridiculous!  You'd think they'd allow time enough for the money to be raised from selling the house etc.

    Hope this week goes well.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It is possible to pay IHT in instalments over 10 years. But only the first one payment is interest free and even then to find that kind of money every year would be a struggle on a pensioners income. There is nothing to say the house will sell quickly
     especially as I will be selling coming in to winter.

    Not sleeping as you can tell from the time of this post. The bed here very uncomfortable for me. Journey down was ok but the trains were very busy.

    I have heard from Morrisons re the post office and the internet problem remains so it is still closed. They are trying to find a solution but there is no time frame so who knows when it will be open. 

    Nothing else to report and I must try to sleep as the house clearance people will be here between 7. 30 and 8
    Hope. You have had a good day 
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope it all goes well.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • foxgloves
    foxgloves Posts: 12,617 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope the clearance goes well today. 
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.