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15months to debt free - I hope
Comments
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beanielou said:Well done Bear.5
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ladyholly said:beanielou said:Well done Bear.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Lovely to hear how well Bear is doing - he is lucky to have found a home with you and MrLH3
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You are very kind. There are many people who are much better than us. We just try to listen to what the dogs are telling us. We have also watched a lot of training stuff on the internet and try different things until we find one that seems to work. Like people dogs are all different and therefore need different things. What we do have is plenty of time and patience.We were fooled a bit by Bear as we didnt take into account how the upset of changing owners would affect him. I suspect because he has almost certainly had a pretty rotten life before coming to the UK taking away what was possibly his first loving secure home was devastating to him so not oly did he revert to previous behaviours it has taken him a long time to trust and listen. Even now after 13 months his trust in us to keep him safe only goes so far.
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Sorry to all about the dog stuff. I could talk about dogs all day. I once dod a mini craft fair in a vets surgery. It was the best as I could ttalk dogs all day without boring people. Really looking forwards to Crufts starting tomorrow.Out to the PO first thing (well my first thing bearing in mind I cant use my bus pass untill after 9am) and picked up some items that Mr T didnt have yesterday. Also called in to HB for some cleaning stuff. Saved £3.50 on washing pods so it was worth the effort of the extra walk. Also bought some seed trays as I have run out. Planted some yellow cougettes and they are now on my bedroom window cill. Spinach planted. It might be too cold for it yet but its worth a go. I have also planted some spring onion seeds and popped them in the greenhouse along with the minimum/maximum thermometer so I can see how cold it is getting. I spoke to soon when I said it was getting warmer as there was another frost last night with quite thick fog this morning but it had cleared by the time I went out. Once it hasd cleared it has been a beautiful sunny day although not that warm when out with Bear. It was nice in the garden though as its surrounded on all 4 sides. My bedroom is now officially full of planted seeds or seedlings.My eye has felt gritty today which is annoying but as far as I can tell it is healing ok. Drops been administered properly but struggling to remember not to bend over. It is such an automatic thing to do.Job for tomorrow is the ironing. Oh Joy! There is quite a pile as I wait until there is a decent amount before I do it.Meals. Breakfast - oats and fruit, lunch- sardines with b & b, dinner, beans on toast with a slice of bacon. Not enough veg today but I will make it up tomorrow and there has been loads of fruit. Snacks Yoghurt, grapes and banana.3
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You’ve done an amazing job with Bear.Well done on the 1lb weight loss.It was foggy here too first thing then cleared to be a beautiful sunny day and not bad in the sun. Spring is coming.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Sun_Addict said:It was foggy here too first thing then cleared to be a beautiful sunny day and not bad in the sun. Spring is coming.2
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Hello all. AWOL yesterday as I was watching Crufts as I am at the moment so a very quick one. Had a sale which has been posted and a bid on another item. Been doing surveys when they appear but not gong to cash out untill the end of the month but dont think it will be much.Miserable weather today with what my Mum would have called a laazy wind. (It goes through you not round round)Meals Thurs. Breakfast - oats and fruit, lunch - salad, scrambled egg, b&b, dinner - pork chop. butternut squash, sprouts, peasMeals today Breakfast - oats and fruit, lunch, salad, baked beans, b&b, dinner- gammon peas, leeks, runner beans sweet potato, boiled potato. snacks grapes and yoghurt.6
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Good Morning. Happy Saturday (apologies for anyone who is working)I thought i would get on earlyish to avoid my Crufts viewing. I have already changed the bed (probably shouldnt have done due to having to bend over but needs must. i have at last got around to using my lovely new sheets. The fabric feels nice so looking forward to using them. The dirty sheets are in the wash along with my towelling dressing gown. I have found a box to put all Mr LHs tools in that he has left on the dining table and in the conservatory. (Why oh why can he not put things away. I look at them for so long and then get fed up with the sight of them and put them sommewher. He then complains he cant find them and I can never remmeber exactly where they are. I have a lacy cloth on the table and want to wash it which is why all the stuff has to be moved.Going to spend some time in the garden do bits and pieces whilst try not to bend over. I cant squat as my knees wont take it but I will do what I can. Hopefully I will beat the rain.I was up early as Bear decided to scrabble at the front door again as he wanted to go and eat grass. He does this every couple of weeks so I have changed part of his food to see if that helps and will change the rest when he runs out of his existing supply.Not planning on spending any money today.Meals today. Breakfast - oats and fruit, lunch - scrambled egg, b&b and salad, dinner - lamb steaks, assorted veg (not sure what yet as I will see what needs eating, mashed potato left over from last night. Snacks yoghurt banana (no grapes as i have run out
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Off now to get on with things. Have a lovely day.
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Morning all. Last day of Crufts today so I will be back to posting in the evening as usual.The council tax bill arrived yesterday. Up by about 5% which I suppose isnt too bad in the great scheme of things. I am sure the bill increases since January add up to more than the rise in my state pension so not good. I dont know what if any rise there will be in my private pension as it always take them ages to tell me. I will certainly be paying more tax thanks to this government choosing to tell pensioners their pension rise is enough and dont need anything else. How can they possibly think that giving the poorest in society - not just pensioners very little if anything is right I dont know. To keep the personal allowance the same until 2028 is going to put almost everyone in the tax paying majority. I am even more convinced that all MPs shoud, before they take their seat, have to live on the national minimum wage for at least three months, universal credit or the state pension with no access to their savings investments etc. It might concentrate their minds somewhat. Sorry for the rant.I acheived most of my plans for yesterday but didnt get into the garden. I did however find mould in the conservatory so have cleaned off what I can reach. I will get the big step ladder down in the next day or two and do the rest. I did show Mr LH hoping he would do it but no joy. Todays jobs are doing what I planned in the garden and cleaning the deep fat fryer.Meals planned for today. Breakfast - oats and fruit, lunch - salad, scrambled egg and b & b. Dinner - Roast chicken & assorted veg. Snacks yoghurt and banana.4
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