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15months to debt free - I hope

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  • ladyholly
    ladyholly Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Spoke to my BiL last night to find he had been involved in a car accident. The van in front of him stopped suddenly. He managed to brake in time (not bad reaction for a 91 year old) unfortunately the car behind him didnt stop in time. The chap in this car is trying to blame the van driver with his insurance company but I dont think he will get far with that as they will say either he was too close to my bil or he was going too fast. However the upshot is he will almost certainly have the car written off as it is an electric so expensive to repair and I dont think he will replace it. He can use taxis with no problem as he doesnt go far or out much. It will add about 50% to my journey costs to go and see him.

    This morning I picked the last bit of chard in the garden to add to some spinach for Mr LHs dinner this evening. I had some chicken and a plateful of veg so all is still on track. I dont like roast potatoes so not having them is no hardship. The rest of the days food has been fine with overnight oats and strawbverries for breakfast and tuna salad with a sliice of wholemeal bread for lunch.
    We did have a slightly longer walk with Bear to avoid other dogs after he got very stressed that got fairly near to him. We also saw the dog that was involved with the incident with him yesterday and today. He was ok with it but it was a distance away. We dod however see it rush towards another dog who nearly pulled its owner off her feet. They obviously havent learnt much from the police visit. They did at least put the dog on a lead after this. We do worry that the dog will end up being put to sleep because it gets involved in a serious fight.

    Right must go Pottery throwdown is on which I want to watch. Hope you all had a good weekend.


  • Cara_
    Cara_ Posts: 136 Forumite
    100 Posts Second Anniversary
    Hello ladyholly, I have been reading your diary and have now caught up. Your poor BIL, it must have been a shock to have been hit from behind after he avoided hitting the van and well done to him for his quick reaction to stop his car hitting the van. That's a shame about the extra costs for your journey to see him.

    Well done with keeping to the new eating plan. I also have overnight oats and I find they fill me up until lunchtime. I cut down on sugar a few years ago and found it hard to start with but now I can take or leave a cake and most of the time I find them too sweet.

    It's a pity that the dog owners do not keep their dog under control as it really isn't fair on other owners - it sounds as though there might be a few owners who are not happy.

    Enjoy Pottery Throw Down.
  • ladyholly
    ladyholly Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wow welcome but I hope you didn't find it too boring. 
    Yes I am finding the oats much more filling than cornflakes. I do cheat with a small spoonful of sugar as I dot like either honey or maple syrup. That however is the only sugar I have unless I eat something that has hidden sugar.

    This particular dog owner is going to get into serious trouble if she doesn't keep her dog on the lead. Today the dog came onto the green outside our house way ahead of her and made a beeline for the other dog so she certainly wasn't under control. What she may not realize is that the local police are looking for an excuse to ban all off lead dogs in this area under local by laws.


  • Your poor BiL @ladyholly, the traffic accident must have really shaken him up, what a shame he will be losing his car through no fault of his own.  Has he been checked for whiplash? You are a very kind and caring SiL to visit him so frequently.

    Sad to hear that the the owners of the badly behaved dog haven't made any real effort to curb his behaviour, it would be so sad if he had to be PTS due to their negligence.

    Take care of yourself x




  • badmemory
    badmemory Posts: 9,669 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Hope tomorrow is a better day for both you & BiL  Awful that someone elses behaviour should stop him from driving although I can see how it might.
  • beanielou
    beanielou Posts: 95,627 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry to hear about your BIL. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ladyholly
    ladyholly Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Bils car is being collected tomorrow for the insurers to assess it. We should know more soon but they do seem to write off cars for silly things sometimes and then they are repaired and sold on to people who are not aware they have been in an accident.


  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear about BIL, but glad he wasn't injured.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 24,083 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Does Mr LH need his ears syringing? I went deaf in one ear years ago and had my ears syringed. The gunk the nurse got out 🤢 My hearing was fine afterwards. 

    Well done on the weight loss. As you know the first week is usually mainly water loss so good idea to leave it. Slow and steady is always best. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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