Child & Co RBS Branch to close

gary1312

ForumUser7 said:

Condition 1a is: '(a) apply online for an RBS Select...' - are we saying that the Child's and Co is incorporated into RBS, so it counts?

Yes. Your Child & Co account is simply an RBS Select/Reward which gets fancy stationery because it was opened with the relevant sort code. 

ForumUser7 said:

Still awaiting the donor cards to begin my switches.

@triet @gary1312

Condition 1b of the current switcher offer is: 'as part of your application, transfer a non-RBS current account to your new eligible account...'

Doesn't this mean that I couldn't do the switch offer after I'd applied as it must be done at the same time? 

It certainly reads that way to me, and I apologise for implying otherwise in my earlier post. But yep, the 'MSE form' does allow one to switch. It's not *that* old-fashioned  

WillPS

ForumUser7 said:

Still awaiting the donor cards to begin my switches.

@triet @gary1312

Condition 1b of the current switcher offer is: 'as part of your application, transfer a non-RBS current account to your new eligible account...'

Doesn't this mean that I couldn't do the switch offer after I'd applied as it must be done at the same time? The account would be opened post 14th Feb, so I don't think I'd qualify as an existing customer. That said, @gary1312 mentioned the form contained the offer to start a switch as part of the application process though, so I'll just make sure I select that! Unless I just switch into my existing RBS account, and open the new child's one through the webform anyway. Now I write this, I think I'll just do that. My reason for switching into a new account was so it would create a donor, but I would not want to switch away the child's one, so I guess it is probably safer to switch into my existing account.

Condition 1a is: '(a) apply online for an RBS Select...' - are we saying that the Child's and Co is incorporated into RBS, so it counts?

NatWest and RBS wise, @WillPS https://forums.moneysavingexpert.com/discussion/comment/79725811/#Comment_79725811 - My original plan was as an existing customer to open 1 new account with NatWest and RBS, and then as a new customer open 1 new account with Ulster, and then switch into all.

My current plan is to:

• Open a Child's and Co RBS account. Switch into my existing RBS Select account (or possibly into Child's and Co, just checking re the opening date criteria with RBS, as I opened my original RBS account before 14th feb, but upgraded it after 14th feb)
• Open a new Ulster account and switch in
• Switch into a NatWest account

So far, this would mean 2 new NatWest Group accounts in ~24 hours. For NatWest I can either open a new one and therefore retain a donor account, or switch into my existing one. You mentioned applying for lots of accounts at once anywhere was a bad idea, but I wasn't sure how this would be quantified. Is 2 likely much safer than 3? I feel like 1 at each isn't likely to cause problems, maybe 3 at one, but not entirely sure.

Thanks

Since you've @'d me I'll respond but I'm not an expert and I have no inside knowledge.

What you're doing seems massively risky and in my humble opinion strays in to 'taking the mickey' territory. 

ForumUser7

WillPS said:

ForumUser7 said:

Still awaiting the donor cards to begin my switches.

@triet @gary1312

Condition 1b of the current switcher offer is: 'as part of your application, transfer a non-RBS current account to your new eligible account...'

Doesn't this mean that I couldn't do the switch offer after I'd applied as it must be done at the same time? The account would be opened post 14th Feb, so I don't think I'd qualify as an existing customer. That said, @gary1312 mentioned the form contained the offer to start a switch as part of the application process though, so I'll just make sure I select that! Unless I just switch into my existing RBS account, and open the new child's one through the webform anyway. Now I write this, I think I'll just do that. My reason for switching into a new account was so it would create a donor, but I would not want to switch away the child's one, so I guess it is probably safer to switch into my existing account.

Condition 1a is: '(a) apply online for an RBS Select...' - are we saying that the Child's and Co is incorporated into RBS, so it counts?

NatWest and RBS wise, @WillPS https://forums.moneysavingexpert.com/discussion/comment/79725811/#Comment_79725811 - My original plan was as an existing customer to open 1 new account with NatWest and RBS, and then as a new customer open 1 new account with Ulster, and then switch into all.

My current plan is to:

• Open a Child's and Co RBS account. Switch into my existing RBS Select account (or possibly into Child's and Co, just checking re the opening date criteria with RBS, as I opened my original RBS account before 14th feb, but upgraded it after 14th feb)
• Open a new Ulster account and switch in
• Switch into a NatWest account

So far, this would mean 2 new NatWest Group accounts in ~24 hours. For NatWest I can either open a new one and therefore retain a donor account, or switch into my existing one. You mentioned applying for lots of accounts at once anywhere was a bad idea, but I wasn't sure how this would be quantified. Is 2 likely much safer than 3? I feel like 1 at each isn't likely to cause problems, maybe 3 at one, but not entirely sure.

Thanks

Since you've @'d me I'll respond but I'm not an expert and I have no inside knowledge.

What you're doing seems massively risky and in my humble opinion strays in to 'taking the mickey' territory. 

Thanks for responding - I think it just sometimes helps to have another opinion.

I thought so too with doing all 3 at once,  but others have reported success. It does go by the rules, but felt a bit excessive.

Does this seem any better:
- Open a new Child’s and Co RBS Account
- Switch into my existing RBS account (customer for nearly 1.5 years)
- Switch into my existing NatWest account (customer for nearly 2 years)

That way, I would get 1 hard search, Childs stationary, and £400 in switching bonuses.

[Deleted User]

Or just open an Ulster account instead and bag £600? I know what I’d choose if I had to decide between a !!!!!! card or 200 quid

ForumUser7

[Deleted User] said:

Or just open an Ulster account instead and bag £600? I know what I’d choose if I had to decide between a card or 200 quid

Maybe I should open the Ulster account this time and switch in (instead of child’s), and then apply for child’s at a later date maybe in July, and keep my fingers crossed that the form still functions at that time.

I really like the shade of the child’s card, and I think it looks really smart - but you’re right, £200 is definitely worth more.

I suppose I could apply for chase if the child’s form goes - it’s a similar shade.

WillPS

The form goes down every night doesn't it?

ForumUser7

WillPS said:

The form goes down every night doesn't it?

Pretty sure it does, but see pages 39-40 - @[Deleted User] reported the form appeared different.

It successfully allowed me to select Child & Co. using an iPad on safari

[Deleted User]

The form appears no different to how it did. 

ForumUser7

@ndrw said:

The form appears no different to how it did. 

https://forums.moneysavingexpert.com/discussion/comment/79935097/#Comment_79935097

This comment said it looked different on mobile, so I thought it was worth feeding back that it remains the same process (on an iPad using safari)

WillPS

Pretty certain nothing's changed.