Child & Co RBS Branch to close

gary1312

WillPS said:

The old design Child & Co cheque book had branded paying in slips at the back. I've no idea when one might have cause to use them anymore though, Post Office and branch machines don't need em for cash. Cheques up to £1500 go in via the app. I guess if you wanted to pay in a cheque over £1500 and you can't get to a branch?

Surely an edge case nowadays, only once in my life have I had a cheque that big to pay in!

Haha! Force of habit I guess. Liverpool Dale Street branch was always very old-fashioned, proper counters and very few machines right up until the end. I always used deposit slips there.

My new branch (a newly relocated city centre NatWest) is very different!

[Deleted User]

gary1312 said:

WillPS said:

The old design Child & Co cheque book had branded paying in slips at the back. I've no idea when one might have cause to use them anymore though, Post Office and branch machines don't need em for cash. Cheques up to £1500 go in via the app. I guess if you wanted to pay in a cheque over £1500 and you can't get to a branch?

Surely an edge case nowadays, only once in my life have I had a cheque that big to pay in!

Haha! Force of habit I guess. Liverpool Dale Street branch was always very old-fashioned, proper counters and very few machines right up until the end. I always used deposit slips there.

My new branch (a newly relocated city centre NatWest) is very different!

My local HSBC was the same before it closed. If you wanted to make a deposit or cash or cheque, you had to take an envelope, fill it out. There was then a big black long machine, with a dot matrix display and a number pad on top, you had to put your card in, and type out the details on this pad, then pull the draw open and drop it in. It would then print a small receipt. I hated it.

gary1312

[Deleted User] said:

gary1312 said:

WillPS said:

The old design Child & Co cheque book had branded paying in slips at the back. I've no idea when one might have cause to use them anymore though, Post Office and branch machines don't need em for cash. Cheques up to £1500 go in via the app. I guess if you wanted to pay in a cheque over £1500 and you can't get to a branch?

Surely an edge case nowadays, only once in my life have I had a cheque that big to pay in!

Haha! Force of habit I guess. Liverpool Dale Street branch was always very old-fashioned, proper counters and very few machines right up until the end. I always used deposit slips there.

My new branch (a newly relocated city centre NatWest) is very different!

My local HSBC was the same before it closed. If you wanted to make a deposit or cash or cheque, you had to take an envelope, fill it out. There was then a big black long machine, with a dot matrix display and a number pad on top, you had to put your card in, and type out the details on this pad, then pull the draw open and drop it in. It would then print a small receipt. I hated it.

I'd refuse to use that. I've no problem with counters being replaced by machines but I expect the machines to do the job for me.

[Deleted User]

gary1312 said:

[Deleted User] said:

gary1312 said:

WillPS said:

The old design Child & Co cheque book had branded paying in slips at the back. I've no idea when one might have cause to use them anymore though, Post Office and branch machines don't need em for cash. Cheques up to £1500 go in via the app. I guess if you wanted to pay in a cheque over £1500 and you can't get to a branch?

Surely an edge case nowadays, only once in my life have I had a cheque that big to pay in!

Haha! Force of habit I guess. Liverpool Dale Street branch was always very old-fashioned, proper counters and very few machines right up until the end. I always used deposit slips there.

My new branch (a newly relocated city centre NatWest) is very different!

My local HSBC was the same before it closed. If you wanted to make a deposit or cash or cheque, you had to take an envelope, fill it out. There was then a big black long machine, with a dot matrix display and a number pad on top, you had to put your card in, and type out the details on this pad, then pull the draw open and drop it in. It would then print a small receipt. I hated it.

I'd refuse to use that. I've no problem with counters being replaced by machines but I expect the machines to do the job for me.

You'd have little choice as there was no counter at this branch. I'm pretty sure this machine was from the Midland Bank era early 1990s installation. 

ForumUser7

If you apply for the child and co select account, can you get the current switcher offer? It seems you do it as part of the application process, and I don't know if the old form caters for this. Also, I wasn't sure if there was a separate form you could do or not after, if it didn't show as an option during the application process.

trient

ForumUser7 said:

If you apply for the child and co select account, can you get the current switcher offer? It seems you do it as part of the application process, and I don't know if the old form caters for this. Also, I wasn't sure if there was a separate form you could do or not after, if it didn't show as an option during the application process.

I think the old form will ask you, but you can certainly do it immediately after your account is opened as an existing customer, since the offer is available to both old and new.

ForumUser7

trient said:

ForumUser7 said:

If you apply for the child and co select account, can you get the current switcher offer? It seems you do it as part of the application process, and I don't know if the old form caters for this. Also, I wasn't sure if there was a separate form you could do or not after, if it didn't show as an option during the application process.

I think the old form will ask you, but you can certainly do it immediately after your account is opened as an existing customer, since the offer is available to both old and new.

Thanks - I wasn't sure re doing it after it was opened, because that would be after the February existing customer qualification date. Now I just need to find an account to switch in!

gary1312

ForumUser7 said:

If you apply for the child and co select account, can you get the current switcher offer? 

Yes.

ForumUser7 said:

 It seems you do it as part of the application process, and I don't know if the old form caters for this. Also, I wasn't sure if there was a separate form you could do or not after, if it didn't show as an option during the application process.

I can confirm "the form" does offer an option to start a switch as part of the application  Plus, as trient correctly points out, you can do it afterwards as well, so no stress.

ForumUser7

Still awaiting the donor cards to begin my switches.

@triet @gary1312

Condition 1b of the current switcher offer is: 'as part of your application, transfer a non-RBS current account to your new eligible account...'

Doesn't this mean that I couldn't do the switch offer after I'd applied as it must be done at the same time? The account would be opened post 14th Feb, so I don't think I'd qualify as an existing customer. That said, @gary1312 mentioned the form contained the offer to start a switch as part of the application process though, so I'll just make sure I select that! Unless I just switch into my existing RBS account, and open the new child's one through the webform anyway. Now I write this, I think I'll just do that. My reason for switching into a new account was so it would create a donor, but I would not want to switch away the child's one, so I guess it is probably safer to switch into my existing account.

Condition 1a is: '(a) apply online for an RBS Select...' - are we saying that the Child's and Co is incorporated into RBS, so it counts?

NatWest and RBS wise, @WillPS https://forums.moneysavingexpert.com/discussion/comment/79725811/#Comment_79725811 - My original plan was as an existing customer to open 1 new account with NatWest and RBS, and then as a new customer open 1 new account with Ulster, and then switch into all.

My current plan is to:

• Open a Child's and Co RBS account. Switch into my existing RBS Select account (or possibly into Child's and Co, just checking re the opening date criteria with RBS, as I opened my original RBS account before 14th feb, but upgraded it after 14th feb)
• Open a new Ulster account and switch in
• Switch into a NatWest account

So far, this would mean 2 new NatWest Group accounts in ~24 hours. For NatWest I can either open a new one and therefore retain a donor account, or switch into my existing one. You mentioned applying for lots of accounts at once anywhere was a bad idea, but I wasn't sure how this would be quantified. Is 2 likely much safer than 3? I feel like 1 at each isn't likely to cause problems, maybe 3 at one, but not entirely sure.

Thanks

[Deleted User]

Child accounts are standard RBS accounts.