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Alchemausterity II
Comments
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That’s amazing news Alchemilla 🥰MFW 67 - Finally mortgage free! 💙😁4
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wonderful news about DH xxknow thyselfNid wy'n gofyn bywyd moethus...5
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Thanks for celebrating with us!
Went out for dinner with the old team last night. A very pretty venue but HOPELESS for veggies. It was lovely to see them all and I found myself feeling sad for how it was. But how it was is not how it IS, in that the old team isn't there any more.
DH and I worked out that the last time we went to a restaurant forr a meal together was 2017!!
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I'm sorry your night out made you sad ... I think there's a lot of leftover pain from the isolation of the pandemic that's just surfacing now (and some scientists I follow on Twitter are saying there are early indications of a new Omicron wave in England and Wales
).
But yes, those of us who are here are still here, living the life we can. How amazing about your last restaurant meal! I literally can't remember, I'm afraid, though we certainly ate cruise food during our trip to the Canary Islands in March 2019 (a week before lockdown!)!
Hope you can enjoy today, in any case, and be outside for a bit in the sunshine
2023: the year I get to buy a car5 -
Thanks KC. Ironic you should say that as one of us tested positive for Covid this morning.6
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That is pants. Take care.
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!5 -
Ouch to the positive test. Hope you don't all get it and either way that you all recover quickly.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
Oh that really is pants As savingholmes said, hope its minimal. I'll be thinking of you. 2023: the year I get to buy a car5
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None of us has tested positive, just my friend so phew!
Ukr family due back next week but she has met a man so we'll see...5 -
Interesting lifeAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254
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