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Alchemausterity II
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Thanks @savingholmes.
WFH is accelerating my transition to batty old woman. Mum gave me some clothes she didn't want, I put on a super navy linen frock and was thrilled to find pockets...that I could keep dog snacks in.
Came home from school run and had a chat to the neddies before breakfast. Started work and had to fetch DD2 who was having a moment.
DH may have been covinced to take his pension a tad early even though he plans to keep working full time. Should help with the cost of living crisis!5 -
Once I read "chatting to neddies" before breakfast", I sort of blurred everything else out
not really, but oh my ... I love the sound of that.
2023: the year I get to buy a car5 -
Karmacat said:RosaBernicia said:apple_muncher said:No you don't. You need to grieve for the year and what has happened. You need to give yourself time. No shoulds or oughts. Just be.^ seconded.The stuff that falls by the wayside ended up there because it's less important.I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £206
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Pockets are awesome.
Sorry DD is struggling.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
savingholmes said:Pockets are awesome.
Sorry DD is struggling.
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Absolutely, Al. No rhyme or reason or logic or pattern.
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!4 -
I find that tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
The neddies only come for a chat when they want to complain. It's too hot, their salt lick is in the wrong place, they're starving...
So Ukr family ferry landing at 8.30 but because of the rail strikes they need two nights in Dover. Trying to find a reasonable room for her is HARD!5 -
Oh my word! They must wonder what this country is doing, to be so at odds with itself. Hope they get back safely. Neddies might enjoy even more company2023: the year I get to buy a car5
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Karmacat said:Oh my word! They must wonder what this country is doing, to be so at odds with itself. Hope they get back safely. Neddies might enjoy even more company7
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