Alchemausterity II

Karmacat

It sounds very like what you hear of in the UK in WWII - grab every chance at living your life, every piece of happiness.  I hope she's happy.

Alchemilla

savingholmes said:

Interesting life 

It's a curse, isn't it. "May you live an interesting life".

Alchemilla

Karmacat said:

It sounds very like what you hear of in the UK in WWII - grab every chance at living your life, every piece of happiness.  I hope she's happy.

I don't think she is. She wants to change her life, I don't think she knows how.

In other news I've been ostritching about a few things...

Energy bills
A fixed rate mortgage ending
The overdraft

None of these is going to be fun.

On the up side DH and I are about to start exam marking. On the down side his fuel for work now costs him £400 a month.

HelenaPinky

@Alchemilla I’m new to MSE forums and MFW , I don’t know the etiquette - I’ve been reading your thread, thank you for sharing I’ve also been thinking of fixed rate mortgage ending. Do you need to be a teacher to mark exams? 

RosaBernicia

Speaking from part way through the process... I'd get onto the mortgage asap.  Rates went up 0.5% from when I first looked to what they are now, and the assessment seems to be taking longer than last time so I suspect the lenders are busy. 

savingholmes

I agree - definitely pursue the mortgage asap - most offers are valid for 6 months so good way to lock in a lower rate

Alchemilla

HelenaPinky said:

@Alchemilla I’m new to MSE forums and MFW , I don’t know the etiquette - I’ve been reading your thread, thank you for sharing I’ve also been thinking of fixed rate mortgage ending. Do you need to be a teacher to mark exams? 

I don't think so but I don't know if you get the same rate as a non teacher. Websites to look at are OCR, AQA, Pearson and google SATs marking. It would be next summer for a new starter.

Welcome to MSE!

Alchemilla

RosaBernicia said:

Speaking from part way through the process... I'd get onto the mortgage asap.  Rates went up 0.5% from when I first looked to what they are now, and the assessment seems to be taking longer than last time so I suspect the lenders are busy. 

savingholmes said:

I agree - definitely pursue the mortgage asap - most offers are valid for 6 months so good way to lock in a lower rate

Thank you both for the much needed prod!

Did it on my 'phone in bed this morning. £77 increase.

savingholmes

Wow. That was quick to get it sorted. Hopefully the £77 is affordable for you. Better than a varying amount

RosaBernicia

That was fast!  Agree with savingholmes, hopefully affordable and so much easier to plan when you know the amount.