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Alchemausterity II
Comments
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Shame. Would you like some?redofromstart said:ooh to the linen dress with pockets, I just bought my first one in the woolovers sale and have lived in it this week. No dog biscuits in mine though
Puppylove and Daughterofsatan are happy as they've just had cheese.
Ukr family are back and don't I know it!6 -
Ouch to the card getting declined. Did you have an alternative to pay with?
Hope everything is okay with UGAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
Oh no! Hope you have got the card sorted and that DH only has to sit through the speed awareness course.Alchemilla said:DH got done for speeding.
My card got declined paying for a £150 tank of diesel.
Arrghhhh.
Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc4 -
Ditto - sounds like a lot going on.savingholmes said:Ouch to the card getting declined. Did you have an alternative to pay with?
Hope everything is okay with UG2023: the year I get to buy a car4 -
No I didn't have an alternative. Very embarassing.savingholmes said:Ouch to the card getting declined. Did you have an alternative to pay with?
Hope everything is okay with UG
They are OK. They are one third of the way through their guaranteed stay and so much still to do.
I fetched DD1 from uni yesterday. £200 in diesel.
I drove for 11 hours, most I've ever done but I felt fine.6 -
My word, that's a long drive, glad you feel good this morning. Yuck to feeling embarrassed at card being declined - it's a mixup/ tech failure/ miscommunication, please don't feel bad!2023: the year I get to buy a car6
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We've all had similar issues at some point or other.
Hope things with UGs settle down.
That's a long journey!! Hope DD settles back home quickly too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
Um no. We got to the bottom of our 5k overdraft.Karmacat said:My word, that's a long drive, glad you feel good this morning. Yuck to feeling embarrassed at card being declined - it's a mixup/ tech failure/ miscommunication, please don't feel bad!
Did some gardening yesterday. Hindered by Ukr Mum who "helped" by screaming every time she found a snail and having to be rescued from it.
Also hindered by DH who managed to "weed" a hydrangea and a geranium.
So good to have DD1 home.5 -
Sorry about the overdraft thing
But lols to the screams of the Ukr Mum - she's a real city girl then
2023: the year I get to buy a car5 -
Ouch re the overdraft. Do you qualify for any money transfer CCs or even 0% spending CCs so you can get out of O/D which tends to be worse rates?
LOL at UGAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254
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