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Mortgage free in Forever Home :-)

1674676678679680

Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 4,859 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Glad you're readying yourself to bring your parish council role to a close, no-one's obliged to do extra curricular activities that are bringing them unpleasant stress

    That's a very civilised way of dealing with the new neighbours and their dogs, well done

    Hope you have a good night's sleep knowing these things are in hand, and shift that infection 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 56

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • Humdinger1
    Humdinger1 Posts: 2,410 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    You're managing it all brilliantly @KajiKita! Wonderful balance.  Love Humdinger xx 
  • Sorry about the sinus infection they're so painful. I hope it eases soon for you.
    We're battling with noisy dogs here too. One neighbour has up to 7 at any given time. She seems to take them in to look after them as well as having her own 4 or 5 so depends on the week but we've spotted all sorts in the garden. I'm scared of big dogs after my mum was viciously attacked by one when I was younger and DP had suggested we go meet them but I just can't bring myself to do it (too wussy and I feel they'll smell fear on me!) so instead I moan very loudly when they're in the garden at all hours bark bark barking ☹️. It's tiring. The one respite we got was she took her caravan and f-ked off for most of summer taking all the dogs with her. Peace 😌.
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • skint_spice
    skint_spice Posts: 13,538 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on resigning, one less thing.
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 96,613 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    More time to be. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,371 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Well done on resigning, one less thing.
    beanielou said:
    More time to be. 
    Thank you. Exactly. 

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 58 books of target 52 in 2025, as @ 12th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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