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Mortgage free in Forever Home :-)
Comments
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Congrats on the now permanent role!
Great budget and payments work too.
You are definitely racking up the wife points 😁
Hope you have a cosy evening enjoying comfort foodhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 56
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r63 -
PennysIntoPounds said:Congrats on the now permanent role!
Great budget and payments work too.
You are definitely racking up the wife points 😁
Hope you have a cosy evening enjoying comfort food
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
You are a good wife. Lot's of brownie points for you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Or you could just announce that you're going away for Christmas on a vegan yoga retreat and leave them to it5
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beanielou said:You are a good wife. Lot's of brownie points for you.greenbee said:Or you could just announce that you're going away for Christmas on a vegan yoga retreat and leave them to it
I slept so well last night 😊 Set my alarm for an extra 30 minutes and slept all the way up to it 😊 Chloe was like a champagne cork to get out of the house once I finally got downstairs and opened the door for her 😉❤️
My friend has cancelled lunch today as she’s not feeling well 😢 so my plans for my day have been upended. It’s dry weather here so I’m hoping to do something in the garden. Not sure what yet, but there’s plenty of choice! 😉😂
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I'm glad you've got a role where you're appreciated! It's amazing how much difference that can make.
Well done on the OPs.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20254 -
Thanks @merlinsbeard 😊
Made some progress today:
- Finally stripped the cover off my summer duvet. That went in the wash this morning and the duvet itself got bagged up and put away in the cupboard over the stairs, waiting for next spring 😊 Summer shoes, that were buried by said duvet on the flower of my bedroom will be next! 😊
- Cleared the greenhouse of dead plants, harvesting what was left of the tomatoes and then stripped and disassembled the sweet pea structure.- Cut back the pond plant that is obscuring my Judas tree, which is about to turn the most fabulous shade of gold and cut back / pulled out the bits of dead / going over hostas in that area too.
- Dead headed flowering things 😊 Found that I spotted some perennial weeds as I did this, so they came out! 😉
- Cut flowers for the house 🤩❤️
- Dried two loads of washing on the whirlygig and managed to bring the second one in before a squally shower descended!
- Finished another novel - good and righteous ending to a novel that reads like it is based on an ancient Eastern European / Russian folklore tale … 🤔
- Emptied and relined both kitchen bins
- Deloused and thoroughly scrubbed the feline food facility (i.e. Chloe’s tray 😉)
Mr KK has been working on the retaining walls and upstands, and just for @beanielou here is a before and after of wall cappings:
The facing that is seen as you walk around the house is stone and the ugly bricks you can see facing me will have the soil pulled up to them with wild flower turf over the top to meet the capping stones.
😊
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
And just because I will see them when I scroll back through this diary 😊
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.11 -
4
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The wall is looking great as are the lovely flowers.Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3
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