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Mortgage free in Forever Home :-)

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Comments

  • KajiKita
    KajiKita Posts: 8,360 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Brie said:
    I read it that Mr KK was going to be strutting along the cat walk or at least the living room.
    like this.....(3) Facebook

    not sure if Chloe would be up to this or if Mr KK bears any resemblance to the bloke.....
    Neither! πŸ˜‚πŸ˜‚πŸ˜‚ Very good 😊 πŸ˜‰

    f0xh0les said:
    Spoilsport!
    Very impressed that you have a glass salt cellar and a cat. We never managed it.Β 
    Sorry … πŸ˜‰πŸ˜Š
    No cat we have ever lived with has ever shown any interest in glass salt cellars … πŸ€·β€β™€οΈ

    Its a been a looong day (woke at 3am and was awake for a couple of hours worrying about something that happened in work yesterday - now dealt with after discussing with my boss this morning - someone else has been given a sink or swim project off the back of it!).

    Raised a PO for Β£33K of electrically integrated guarding,
    had yet another session on the (many expletives!) H&S records spread sheets πŸ™„,
    got a quote for Β£61K’s worth of extraction / filtration systems which I passed to my boss,
    stepped up when it became clear that the person who’d organised the presentation for our site manager’s wedding present wasn’t actually willing to speak / present,
    uploaded all my documents for my mileage claim and then discovered I have to set up my car identity - took all the rest of the day to find that button so will try that again tomorrow …
    Fire doors installation and remedials are finally booked to start on 20th October.Β 

    The other significant thing that happened today was that my boss signed off my probation period, 3 weeks early so I am now on a permanent contract 😊

    The £69.59 TCB arrived so that has been sent off as an OP along with a TT of the joint current account of 74p! 😊

    I was going to go up to the market city after work tomorrow, for lunch out, sell a digital camera I have no use for and look at clothes in EWM but, the forecast is so dire and I am so tired after this week that I have decided to give it a miss and I will just come home instead …

    KK
    As at 15.09.25:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£230,969
    - OPs to mortgage = Β£12,345 Estd. interest saved = Β£5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 58 books of target 52 in 2025, as @ 12th OctoberΒ 
    Produce tracker: Β£426 of Β£300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
  • KajiKita
    KajiKita Posts: 8,360 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Didn’t win a penny on the PBs …. πŸ€·β€β™€οΈ

    KK
    As at 15.09.25:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£230,969
    - OPs to mortgage = Β£12,345 Estd. interest saved = Β£5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 58 books of target 52 in 2025, as @ 12th OctoberΒ 
    Produce tracker: Β£426 of Β£300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
  • Baileys_Babe
    Baileys_Babe Posts: 6,338 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Save the lunch and city trip to a better day, you will enjoy it so much more. Instead come home and recuperate.

    Congratulations on passing your probation early πŸ‘ πŸ₯³
    Fashion on a ration 2025Β 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
    Β income, home educating familyΒ 
  • Baileys_Babe
    Baileys_Babe Posts: 6,338 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It must feel wonderful to be so well regarded 😊
    Fashion on a ration 2025Β 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
    Β income, home educating familyΒ 
  • KajiKita
    KajiKita Posts: 8,360 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    It must feel wonderful to be so well regarded 😊
    It should … but somehow I still don’t quite believe it … or maybe the phrase is, trust it …

    KK
    As at 15.09.25:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£230,969
    - OPs to mortgage = Β£12,345 Estd. interest saved = Β£5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 58 books of target 52 in 2025, as @ 12th OctoberΒ 
    Produce tracker: Β£426 of Β£300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
  • beanielou
    beanielou Posts: 96,603 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That's fantastic news.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • badmemory
    badmemory Posts: 10,025 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    I suspect it was the manner in which you raised the concern that made him so adamant.
  • Humdinger1
    Humdinger1 Posts: 2,410 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Congratulations @KajiKita on early sign-off!Β  I hope it helps chip away at the totally unjustified negative voice which - please excuse me if I'm overstepping here - reflects poor parenting.Β  You are utterly fantastic.Β  Love Humdinger xxΒ 
  • KajiKita
    KajiKita Posts: 8,360 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Congratulations @KajiKita on early sign-off!Β  I hope it helps chip away at the totally unjustified negative voice which - please excuse me if I'm overstepping here - reflects poor parenting.Β  You are utterly fantastic.Β  Love Humdinger xxΒ 
    You’re not overstepping and very probably πŸ€·β€β™€οΈ
    Having a boss that brushed me off once he’d completely overloaded me and I started to struggle and then the next not knowing what to do with me and using me in a much lower role probably didn’t help … πŸ˜‰

    Thank you for the kind words 😊

    KK
    As at 15.09.25:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£230,969
    - OPs to mortgage = Β£12,345 Estd. interest saved = Β£5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 58 books of target 52 in 2025, as @ 12th OctoberΒ 
    Produce tracker: Β£426 of Β£300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
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