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Mortgage free in Forever Home :-)

1667668670672673680

Comments

  • f0xh0les
    f0xh0les Posts: 7,674 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    They are like the hat ^^^^^^^on a wall  🧱 
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • beanielou
    beanielou Posts: 96,603 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    f0xh0les said:
    They are like the hat ^^^^^^^on a wall  🧱 
    Thank you.  Every day is a school day.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,360 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    f0xh0les said:
    They are like the hat ^^^^^^^on a wall  🧱 
    beanielou said:
    f0xh0les said:
    They are like the hat ^^^^^^^on a wall  🧱 
    Thank you.  Every day is a school day.
    I will try and remember to take a picture for you before and after they are done 😊

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 58 books of target 52 in 2025, as @ 12th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • f0xh0les
    f0xh0les Posts: 7,674 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Oooh, that means they are posh hats!
     _____
       🧱    possibly
     [_]____[_]__/\___《^》_____ 🐔 
    🧱 🧱 🧱 🧱 🧱 🧱 🧱 🧱 🧱 🧱 
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • f0xh0les said:

     
     [_]____[_]__/\___《^》_____ 🐔 
    🧱 🧱 🧱 🧱 🧱 🧱 🧱 🧱 🧱 🧱 
    Pretty sure that was my last ECG reading
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 56

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • KajiKita
    KajiKita Posts: 8,360 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    f0xh0les said:
    Oooh, that means they are posh hats!
     _____
       🧱    possibly
     [_]____[_]__/\___《^》_____ 🐔 
    🧱 🧱 🧱 🧱 🧱 🧱 🧱 🧱 🧱 🧱 
    #completelyconfused! 😂😂

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 58 books of target 52 in 2025, as @ 12th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,360 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Tough day yesterday (not bad, just lots of driving on very busy, slightly scary motorways and a full day's poorly delivered training) so I was 'jangling' by the time I got home ... Got rid of all the Hoocha all over the plants in the bathroom ;) and then slept really well :)

    Making a note to myself here really: 
    Started trying to claim mileage for all the courses etc I have been on on lately and then discovered I need to 'set up my car' on the HR portal. So, tonight I need my MOT, proof of tax and insurance documents and then I can scan them in at work tomorrow and maybe, finally(!) start my mileage claims! ;)

    KK 
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 58 books of target 52 in 2025, as @ 12th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,853 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    It'll be worth doing the admin for getting the moolah back. You could even set yourself up a new aim/treat pot to reward yourself for the effort!
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 56

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • KajiKita
    KajiKita Posts: 8,360 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    It'll be worth doing the admin for getting the moolah back. You could even set yourself up a new aim/treat pot to reward yourself for the effort!
    That’s a nice idea 😊

    Been an absolutely mad busy day but got loads done and actually finished a couple of things! 😊

    Blood test done this morning (very bad tempered and stabbby nurse! 😢😳) so I should hopefully get the results early next week. I’m hoping that will confirm my dosage is correct now. 🤞

    £69.59 has turned up in TCB for renewing our breakdown cover. Have requested to withdraw that and will use it as an OP when it turns up 😊

    Reference the mileage claim, I have retrieved my MOT and a screen print of my car tax status. Struggling a bit with the car insurance thing - they don’t seem to send you a cert any more, so have three screen shots I will have to upload and hope that covers what is required. 

    An interesting, brown paper, bag parcel arrived today from a sock retailer that might just become Christmas presents for Mr KK … just for fun 😉😊❤️

    Mr KK wants to do a bit of modelling this evening so I will get to listen to classic fm and do some crochet in peace … happy sigh … 😊

    KK

    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 58 books of target 52 in 2025, as @ 12th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • f0xh0les
    f0xh0les Posts: 7,674 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Are you not going to draw him like one of your French girls KK? 
    Take the hint!!
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
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