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Mortgage free in Forever Home :-)
Comments
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πππππ very good!Βf0xh0les said:Are you not going to draw him like one of your French girls KK?ΒTake the hint!!Sadly, itβs only the kind of modelling involving fiddly bits of injection moulded plastics, smelly paints and glues, pegs, rubber bands and decals β¦ π
KKAs at 16.07.26:
- When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£213,042
- OPs to mortgage = Β£19,809 Estd. interest saved = Β£10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.Β
Produce tracker: Β£192 of Β£400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.ΒWatch your actions, they become your reality.Β2 -
I was thinking the same as foxholesπππKajiKita said:
πππππ very good!Βf0xh0les said:Are you not going to draw him like one of your French girls KK?ΒTake the hint!!Sadly, itβs only the kind of modelling involving fiddly bits of injection moulded plastics, smelly paints and glues, pegs, rubber bands and decals β¦ π
KKMortgage OP 2026 Β£1860/2000Mortgage balance: Β£29,986
Make Β£50 a month Jan Β£20, Feb Β£0, March Β£31, Apr Β£20, May Β£30,
Jun Β£120, Jul Β£0, Aug
Summer challenge Β£120/3002 -
Mr KK apologises for disappointing you all! πππππ
KK
As an aside, Chloe-bean became very interested and interactive when Mr KK was trying to work on his model, touching things, looking a lot, jumping on the table (usually banned by us), even knocking stuff off the table - MOST unusual for her! πAs at 16.07.26:
- When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£213,042
- OPs to mortgage = Β£19,809 Estd. interest saved = Β£10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.Β
Produce tracker: Β£192 of Β£400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.ΒWatch your actions, they become your reality.Β3 -
Mr KKβs modelling:
KKAs at 16.07.26:
- When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£213,042
- OPs to mortgage = Β£19,809 Estd. interest saved = Β£10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.Β
Produce tracker: Β£192 of Β£400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.ΒWatch your actions, they become your reality.Β5 -
Very clever! I read the modelling as the type my son does with war hammer so I was a bit closer π π .Emergency Fund goal - Β£1000/1300
Mortgage OP goal 2026 - Β£1200/Β£4500Β
-Smaller goal Β£0/800Β Β
Read 24 books this year 22/241 -
Thatβs amazing.ΒI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
I read it that Mr KK was going to be strutting along the cat walk or at least the living room.Fashion on a ration 2025Β 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
OneΒ income, home educating familyΒ3 -
Spoilsport!
Very impressed that you have a glass salt cellar and a cat. We never managed it.Β4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 π’ π’ π’ π’ π’ π’π’ π’ π’ π’ π’ π’ π’ π’π’π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’ π’
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******1 -
like this.....(3) FacebookBaileys_Babe said:I read it that Mr KK was going to be strutting along the cat walk or at least the living room.
not sure if Chloe would be up to this or if Mr KK bears any resemblance to the bloke.....Iβm a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.Β If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:Β Β https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on:Β Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.βΒ Nellie McClung
βοΈπ ππ π π π π1 -
π€£π€£π€£π€£π€£ His boots made me laughΒBrie said:
like this.....(3) FacebookBaileys_Babe said:I read it that Mr KK was going to be strutting along the cat walk or at least the living room.
not sure if Chloe would be up to this or if Mr KK bears any resemblance to the bloke.....Fashion on a ration 2025Β 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
OneΒ income, home educating familyΒ0
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