We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage free in Forever Home :-)

1675676678680681736

Comments

  • edinburgher
    edinburgher Posts: 14,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You guys are wholesome as...
  • KajiKita
    KajiKita Posts: 10,503 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    You guys are wholesome as...
    You mean we’re a bit square …? Yes probably are and happily so 😉😊

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 100,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You have been a busy bee. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • Brie
    Brie Posts: 17,461 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You guys are wholesome as...
    ....homemade sourdough bread.  

    aka lovely.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅🏅🏅
  • KajiKita
    KajiKita Posts: 10,503 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    And the day starts here with me having forgotten to turn on the dishwasher last night … 🙄 A very FWP! But it’s left me a bit worried for my state of mind / functionality …

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • greenbee
    greenbee Posts: 19,553 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I forgot to set the battery to top up KK, so am having to top up with expensive electricity as there is no sunshine today!
  • KajiKita
    KajiKita Posts: 10,503 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    greenbee said:
    I forgot to set the battery to top up KK, so am having to top up with expensive electricity as there is no sunshine today!
    Sympathies. There's something about the mist today, that is getting into my head! ;)

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.2K Banking & Borrowing
  • 254.7K Reduce Debt & Boost Income
  • 455.9K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 605.1K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.