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Mortgage free in Forever Home :-)

1595596598600601736

Comments

  • redofromstart
    redofromstart Posts: 6,209 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Worth every penny then.  I always make covetous eyes at the wool couture 'Hannah Blanket Knitting Kits' that are everywhere, such lovely colour ways and nice merino wool.  

    I may never need to buy wool again though after yesterdays outing *coughs*
  • KajiKita
    KajiKita Posts: 10,011 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Worth every penny then.  I always make covetous eyes at the wool couture 'Hannah Blanket Knitting Kits' that are everywhere, such lovely colour ways and nice merino wool.  

    I may never need to buy wool again though after yesterdays outing *coughs*
    Oooh … tell me more! 🤩 And I’ve not heard of those knitting kits … <wanders off to find link for Mr KK for my birthday present inspiration> 😂

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,826 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Aw glad Chloe is enjoying her life

    I think 'thongs' for flip-flops is an Aussie/NZ thing, I know the term having worked in NHS where there are loads of Aussies and New Zealanders. Obviously much hilarity ensues every time they say it and someone hasn't heard it before!
    Yes Thongs as flip flops are an aussie/kiwi thing.

    So sad re the memories and the funeral.

    All this talk about wool and tapestry makes me nervous. I enjoy looking at others work but am leaving it there.
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • KajiKita
    KajiKita Posts: 10,011 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Aw glad Chloe is enjoying her life

    I think 'thongs' for flip-flops is an Aussie/NZ thing, I know the term having worked in NHS where there are loads of Aussies and New Zealanders. Obviously much hilarity ensues every time they say it and someone hasn't heard it before!

    All this talk about wool and tapestry makes me nervous. I enjoy looking at others work but am leaving it there.
    #confused .... Why? I think you are going to have to explain this one ....  :)

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cheery_Daff
    Cheery_Daff Posts: 18,382 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Does he not want to go? Or is he genuinely just busy? Can you go without him? Hope you find a date and the visit isn't too bad x
  • beanielou
    beanielou Posts: 99,405 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    If I was nearer I would come with you. As the buffer. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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