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Mortgage free in Forever Home :-)
Comments
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Now I’ve got it, I am protecting it fiercely! 😉 I am a dragon on her pile of treasure 🐉👑🫅💍💎😉😂beanielou said:6 months EF is amazing. 🤩
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 30 books of target 52 in 2026 as @ 4th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
It is for admiring, not spending. I am always faintly outraged at the idea of using it, even in a genuine emergency.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo5 -
Not just me then! 😉😊redofromstart said:It is for admiring, not spending. I am always faintly outraged at the idea of using it, even in a genuine emergency.
We are drowning in strawberries here - picked 1.2kg yesterday and they are still coming. Not brave enough to make jam (last time I did it was a disaster! 😳) so have processed about half of them into a compote. We will draw a discreet veil over the mild boiling over; over the floor, the worktop, the pan, the hob etc etc …. 😂
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 30 books of target 52 in 2026 as @ 4th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
A friend makes chia seed strawberry jam. I've never made it so not sent a link to any recipes but it has always sounded super easy - no boiling and setting and all that faff. Doesn't keep for ages (only a week or so) but it might be worth a try?Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
That sounds interesting .... the protein and the fibre in the seeds will offset the sugar hit of the jam. I will have a look, thank youWatty1 said:A friend makes chia seed strawberry jam. I've never made it so not sent a link to any recipes but it has always sounded super easy - no boiling and setting and all that faff. Doesn't keep for ages (only a week or so) but it might be worth a try?
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 30 books of target 52 in 2026 as @ 4th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Hi KajiKita. You probably know this, but you can freeze strawberries for later use. Just rinse, pat dry, hull and freeze in tubs. No good for eating raw after freezing, but great for jam, compote, frozen yoghurt etc at a later date.1
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Funnily enough I bought a 'new to me' Vegan cookbook for 20p today and on flicking through saw it has a recipe for Chia JamKajiKita said:
That sounds interesting .... the protein and the fibre in the seeds will offset the sugar hit of the jam. I will have a look, thank youWatty1 said:A friend makes chia seed strawberry jam. I've never made it so not sent a link to any recipes but it has always sounded super easy - no boiling and setting and all that faff. Doesn't keep for ages (only a week or so) but it might be worth a try?
KK
3 -
Just joining in on the jam suggestions - a friend of mine used to make 'freezer jam', never made it myself but she rated it - no cooking. There's a recipe on BBCFood here, but I've not tried it."Think of many things, do one"
Mortgage est. 30 Apr'26 est. £201,500 £309,749 2020 (ends 2038 - aim for 2031)
Seven Goals; and healthy diet/walk/run/exercising/weights/yoga2 -
Thanks @cafelady, @teapot2, @SandyShores 😊 Seems there are multiple ways of working with soft fruit! 😊 I feel less intimidated.
Been doing some more ‘play’ with crochet:
This is a piece of double crochet in Aran weight cotton yarn. I can see that my foundation row is a bit tight for tension but I am pretty pleased with the edges 😊
I will try a piece of treble crochet this evening. Mr KK is deep in Isle of Man highlights atm so it balances out his excited end of the sofa! 😉😂
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 30 books of target 52 in 2026 as @ 4th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Well done, that is so neat and even.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1
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