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Mortgage free in Forever Home :-)

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  • PennysIntoPounds
    PennysIntoPounds Posts: 4,333 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Your dinner sounds spot on. Though why did you have to mention salt and vinegar crisps *drools* 😂

    Glad the thongs are acceptable, chat about them or anything else as much as you like, if people don't like a diary's contents they are free to move on 😊
    Though I too didn't know if you meant knickers or flip-flops 😁
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,333 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Aw glad Chloe is enjoying her life

    I think 'thongs' for flip-flops is an Aussie/NZ thing, I know the term having worked in NHS where there are loads of Aussies and New Zealanders. Obviously much hilarity ensues every time they say it and someone hasn't heard it before!
  • Brie
    Brie Posts: 14,741 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Your dinner sounds spot on. Though why did you have to mention salt and vinegar crisps *drools* 😂

    Glad the thongs are acceptable, chat about them or anything else as much as you like, if people don't like a diary's contents they are free to move on 😊
    Though I too didn't know if you meant knickers or flip-flops 😁
    or, in my case, whether it meant a leather strap to attach to a walking stick.  
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
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  • ladybird1106
    ladybird1106 Posts: 802 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    I’ve read the same book and often go back to it when I need reconnecting to a slower  and more conscious life. 
    Love 🐞

    Grow your own: £14.66
  • KajiKita
    KajiKita Posts: 7,626 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I’ve read the same book and often go back to it when I need reconnecting to a slower  and more conscious life. 
    Love 🐞
    I’ve never come across it before, but it keeps being recommended by permaculture writers so I thought I would have a look. I can see why it is a re-read book for you 😊❤️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • rachmac3
    rachmac3 Posts: 339 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I loved that book! I rarely re-read a book but I really think that's one I'll go back to. It was lovely to listen to on audiobook before bed, when I was just finishing uni and trying to get my mental and physical health back on track. I loved her book on moss too, but braiding sweetgrass is something special!

    Debts                 04/01/25        01/07/25   

    Tesco CC          £6,509.97       £5,945.00 
    NatWest CC      £7,612.74      £7,155.00
    Lloyds CC          £6,112.60      £5,215.00
    1st Direct CC     £176.03         £4.50
    CC total             £20,411.34   £18,319.50
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,451.62
    Total                  £36,195.78   £32,021.12
    EF £300.00
  • beanielou
    beanielou Posts: 95,520 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    6 months EF is amazing. 🤩 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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