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Mortgage free in Forever Home :-)
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S’funny, I’ve found myself thinking about this all day. And every time I have, it’s made me smile 😊 ❤️debtfreewannabe321 said:
Love this ☺️❣️ I need to make a new space for me. I used to have an alter spot in my last house but not found one here yet.KajiKita said:In other news - I noticed that when I opened my bedroom curtains this morning, the morning sun lands on my new altar space - it looks lovely 😊❤️
KK
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Don’t laugh (too much …. 😉) but I have started trying to learn how to crochet again.Managed chain, double and treble stitches tonight and changing colour, which I have never done before but my edges are rather wonky … 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
No laughing from me. A hundred times better than I could do. Be proud.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Looks like a good start to me. I am finding crochet very soothing. The edges get easier with practice. Someone suggested using a stitch holder in the last stitch so you know that you have done them all which keeps it straight.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo5 -
Thanks @beanielou and @redofromstart. I think I need to find some crochet stitch holders. I have knitting ones but as they slide onto the needle they won’t work for crochet.Also, according to the crafting board, as well as missing stitches, I have also not chained at the start of the rows for the treble and double stitches, which means that the stitches are ‘squashed’ due to a lack of room, if that makes sense.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I am rubbish at crocheting, I have tried and tried and my nan kept telling me it was easy but that made it harder. She eventually showed me how to knit and I could do that much easier so I stuck with that. So well done from me, because I can't even do one line
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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I am impressed by anyone who can turn some yarn and a needle or 2 into anything other than a huge mess. Both my Mum and sister are very skilled knitters and DD and my sister are brilliant at crochet.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
Thanks @debtfreewannabe321 and @Baileys_Babe 😊
I went out to look at the pergola this evening because I thought it was looking pretty. Mr KK suddenly stuck his head out of the lounge to tell me that he had had to prop up one of the roses there. So I got stuck in with twine and scissors and ended up tying loads of honeysuckle, roses and the two sweet peas at the front - a really lovely way to spend 20 minutes ❤️
And a little win today. I had a set of new thongs turn up that actually fit! FINALLY!! I have been looking for years … A job for this weekend will be to clear out the holey ones (ahem!) and the ones that fit badly, low, too tight etc. 😊 Such a relief …
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Holy thongs Batman!4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******3 -
Um, are we talking footwear or religious under garments here?2
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