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Mortgage free in Forever Home :-)

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  • beanielou
    beanielou Posts: 95,479 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    beanielou said:
    I have also eaten a lot of chocolate today. 
    Chocolate twins! 😉😊❤️
    Mine was dark orange chocolate 🍫 🍊 

    KK
    Mine was Cadbury mini egg. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sallyforth
    Sallyforth Posts: 601 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    and breathe …!
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • skint_spice
    skint_spice Posts: 13,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That’s really interesting KK, you should learn a lot about yourself. And the food progress sounds promising.
    Mortgage OP 2025 £6000/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,680

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 7,573 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 24 May at 8:43AM
    That’s really interesting KK, you should learn a lot about yourself. And the food progress sounds promising.
    Thank you 😊 I’m really not looking for a quick fix here. I want to unpick and resolve whatever is going on with food for me, once and for all. 🤞

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 39 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CCW007
    CCW007 Posts: 1,081 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I completely hear you on the masking and how exhausting it is and the food noise.

    Really good to hear about the psychologist session, lots of companies do these sorts of things but there's no follow up or output other than "here, learn something about yourself".
  • KajiKita
    KajiKita Posts: 7,573 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    CCW007 said:
    I completely hear you on the masking and how exhausting it is and the food noise.

    Really good to hear about the psychologist session, lots of companies do these sorts of things but there's no follow up or output other than "here, learn something about yourself".
    Thank you - I almost feel like I’m being ‘over sensitive’ or some other such, so it helps to hear that resonates with other people. 

    Totally agree with the follow up being so useful. It also helps that the psychologist has been working with this particular assessment tool for a long time, so she was able to say things like ‘people with high levels of curiosity and low levels of impulse control such as you have, often have challenges with staying focused on one task …’ and such like - that made me laugh as that was soooo me in my twenties 😉😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 39 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Brewerspride
    Brewerspride Posts: 157 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Well done Chloe!
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