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Mortgage free in Forever Home :-)
Comments
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Thank youBaileys_Babe said:Well done, that is so neat and even.
I shared this in a crochet faceache group and two people there recommended that I use a larger needle for the foundation chain, to give me the tension I need, and then swop to the correct needle.
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
That's a useful tip, I will take note as I would like to be able to produce something with yarn that isn't a gigantic mess.KajiKita said:
Thank youBaileys_Babe said:Well done, that is so neat and even.
I shared this in a crochet faceache group and two people there recommended that I use a larger needle for the foundation chain, to give me the tension I need, and then swop to the correct needle.
KKFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
It impressed me with it's logical simplenessBaileys_Babe said:
That's a useful tip, I will take note as I would like to be able to produce something with yarn that isn't a gigantic mess.KajiKita said:
Thank youBaileys_Babe said:Well done, that is so neat and even.
I shared this in a crochet faceache group and two people there recommended that I use a larger needle for the foundation chain, to give me the tension I need, and then swop to the correct needle.
KK
I've realised I have a decent book at home that has clear diagrams of the stitches in certain patterns. You can really properly 'see' the structure of the stiches compared to the finished item, iyswim. I can share some of those here if you like?
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Watching the crochet with interest as I have from time to time tried to teach myself those neat little squares.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
ooh yes that makes sense with the foundation chain. I recommend the H0bbycraft in person short 'how to crochet' session. The only reason I haven't been back to do the Granny square one is that it is on the wrong side of the city from me, and at 9am so I would get stuck in all the commute traffic.
My blanket is coming on nicely, in between gardening and not sorting the house. Admiring wool is my new alternative to admiring plants though.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
Oh, do share a picture Redo and inspire meredofromstart said:ooh yes that makes sense with the foundation chain. I recommend the H0bbycraft in person short 'how to crochet' session. The only reason I haven't been back to do the Granny square one is that it is on the wrong side of the city from me, and at 9am so I would get stuck in all the commute traffic.
My blanket is coming on nicely, in between gardening and not sorting the house. Admiring wool is my new alternative to admiring plants though.
And yes, wool is a verrrrry dangerous rabbit hole .... nearly as bad as Ehrm@n tapestries!
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
That would be excellent, thank you.KajiKita said:
It impressed me with it's logical simplenessBaileys_Babe said:
That's a useful tip, I will take note as I would like to be able to produce something with yarn that isn't a gigantic mess.KajiKita said:
Thank youBaileys_Babe said:Well done, that is so neat and even.
I shared this in a crochet faceache group and two people there recommended that I use a larger needle for the foundation chain, to give me the tension I need, and then swop to the correct needle.
KK
I've realised I have a decent book at home that has clear diagrams of the stitches in certain patterns. You can really properly 'see' the structure of the stiches compared to the finished item, iyswim. I can share some of those here if you like?
KKFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Done the service for niece’s still born baby. Absolutely beautiful, heart rending, raw service that included both sets of grandparents. It was a big turn out and we were the only ones not in black (Mr KK just couldn’t face it). He really struggled, as we knew he would, as he lost a child at six months gestation and then was ghosted by the woman he was in the relationship with, sometime before he met me. So we skipped the wake (he’d absolutely had enough) and came home instead. Gave the card / letter to Mr KK’s sister and they hugged hard (Mr KK and sister are not close) as she is the only one in the family who knows about his not-quite-baby (he never told his mum).Glad it’s done.KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.10 -
So heart wrenching. So sad. Hopefully you can both find some rest time.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
So blooming sad.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2
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