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Mortgage free in Forever Home :-)

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  • Brie
    Brie Posts: 14,762 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    KajiKita said:
    Oh please @Brie, never feel deflated when reading my posts. I suspect I have dusty vases lurking that I am not even seeing atm! 😂😉

    KK
    Well you could barely see mine for the dust.  And there's another few to do but are too big for the dishwasher so will be a separate task at some point.
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  • PennysIntoPounds
    PennysIntoPounds Posts: 4,361 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Sounds a grand evening, hope you're having a marvellous time.
    Free dinner, lovely kitchen island, and comfortable bras absolute wins.
    I've been having lots of departed adored cats (and some people) dreams lately, I guess as the seasons change our brains compare what's different. Hugs and hope you have a good sleep filled with joyous dreams tonight 
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,744 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Love the sound of this kitchen island!!
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Watty1
    Watty1 Posts: 6,808 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The island sounds quite wonderful. How clever or Mr KK and well sourced items too.  Fab.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 7,663 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thanks @Watty1, we wanted to do a try-out of it just to see if it would work, it’s way better than either of us expected 😊

    Mr KK and I actually had a night out last night (a vanishingly rare thing!). Nothing very ambitious - down to the chapel tent for a ploughman’s and to listen to a part band (4 of six players I think). They mainly played covers of country and some blues and a few songs of their own. They were really good and we were sat with people Mr KK liked and he actually relaxed and enjoyed himself. I slept like a rock last night for the first time in ages 😊 This band (all of them) are doing a gig in December at the venue that Mr KK and I first met at. We are going to get tickets and head over there. I think it will really do us good to have something to look forward to and do in December without having to travel crazy distances 😊

    Warm and sticky here already. There is stuff I want to do in the garden but I think I am going to have to pace myself and limit my ambitions! 😉 Chair of PC needs to come over to get some cheques countersigned (we will be moving to electronic banking soon, thank goodness) and then I can go out and buy plants for my borders with a clear conscience ❤️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,663 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Lifted the garlic as I noticed the leaves were just starting to turn yellow. 😊👏
    10 bulbs of conventional and 4 of elephant. I have no idea what to do with the latter but I know it needs using fairly quickly compared to standard garlic. Will have a goggle 😊

    Beat back the bindweed (it’s was starting to overwhelm) around the shallots - they are looking really good 😊 Planted two astrantias in my cut flower patch (I now have perennials at either end … at this rate they will meet in the middle in years to come! 😉😂😊).

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • redofromstart
    redofromstart Posts: 5,839 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    There are some lovely Astrantia, I think they will be lovely for cutting. 
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